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American Express® Business Gold Card

An Advertising Partner

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on American Express's secure site

American Express® Business Gold Card

An Advertising Partner

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

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on American Express's secure site


  • Regular Purchase APR

    16.24% - 24.24% Variable

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $295

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
  • †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.*
  • PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManager?, receive a Year-End Summary, and more.*
  • Add EMPLOYEE CARDS with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.*
  • *Terms Apply
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    N/A

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    2.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

American Express® Business Gold Card is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also receive †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*.

Cardholders will earn 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category you want to earn the most rewards in. The extra point earnings have a purchase cap on each of the categories, but there is no limit on how many 1x points you can earn.

There are helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. You will also be afforded special discounts when you do business with specific companies like FedEx, Hertz, and Hyatt who have partnership arrangements with Amex. There is a $295 per year afterwards.

The Bottom Line

American Express® Business Gold Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.

The Good

Cardholders can earn extra points in the categories of their choosing, maximizing your rewards. All other purchases receive 1 point per dollar spent, so that you can continue to get rewards on everything you buy.

The Not So Good

American Express® Business Gold Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The annual fee is also higher than most after the first year.


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews of the American Express® Business Gold Card

  • Regular APR

    3.0

  • Intro APR

    2.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5


Consumer Reviews 1 Reviews

Offer Rating

3.0 out of 5.0

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