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American Express® Business Gold Card
An Advertising Partner
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Regular Purchase APR
14.24% - 22.24% Variable
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$295
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Limited Time Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
- Earn up to $300 in statement credits on eligible U.S. advertising and U.S. shipping purchases. Terms and cap apply.
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
- *Terms Apply
- See Rates & Fees
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Cash Advance Fee
N/A
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
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Concierge Service
No
Expert Reviews
From the LendingTree.com Editorial Team
American Express® Business Gold Card is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. Earn up to $300 in statement credits on eligible U.S. advertising and U.S. shipping purchases. Terms and cap apply..
Cardholders will earn Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category you want to earn the most rewards in. The extra point earnings have a purchase cap on each of the categories, but there is no limit on how many 1x points you can earn.
There are helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. You will also be afforded special discounts when you do business with specific companies like FedEx, Hertz, and Hyatt who have partnership arrangements with Amex. There is a $295 per year afterwards.
The Bottom Line
American Express® Business Gold Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.
The Good
Cardholders can earn extra points in the categories of their choosing, maximizing your rewards. All other purchases receive 1 point per dollar spent, so that you can continue to get rewards on everything you buy.
The Not So Good
American Express® Business Gold Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The annual fee is also higher than most after the first year.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
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Intro Purchase APR
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Sign Up Bonus
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Cash Back Rewards
Earn 5% cash back in select business categories
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Typical Credit Needed
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Annual Fee
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Card Brand
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Highlights
- Click "APPLY NOW" to apply online
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- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
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Sign Up Bonus
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Rewards Rate
Earn unlimited 1.5% cash back on every purchase
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Rates & Fees
No annual fee and 0% intro APR for 12 months on purchases
-
Typical Credit Needed
-
Annual Fee
$0
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Card Brand
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Highlights
- Click "APPLY NOW" to apply online
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
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See additional details for Ink Business Unlimited® Credit Card
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Intro Purchase APR
0% on purchases for 12 months from date of account opening
-
Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
-
Regular Purchase APR
13.24% - 19.24% Variable
-
Typical Credit Needed
-
Annual Fee
No annual fee
-
Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
See additional details for American Express Blue Business Cash™ Card
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