The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

Apply Now

on American Express's secure site

Rates & Fees | Terms Apply

The Blue Business® Plus Credit Card from American Express

Apply Now

on American Express's secure site

Rates & Fees | Terms Apply

The Blue Business® Plus Credit Card from American Express Review

With the The Blue Business® Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option. To see rates & fees for The Blue Business® Plus Credit Card from American Express please click here.

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Rated 4/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

The Blue Business® Plus Credit Card from American Express

An Advertising Partner
  Apply Now
The Blue Business<sup>®</sup> Plus Credit Card from American Express
Apply Now

on American Express's secure site

Rates & Fees | Terms Apply

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The Blue Business® Plus Credit Card from American Express

An Advertising Partner

WELCOME OFFER

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

REWARDS RATE

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

Intro and Regular APR

0% on purchases for 12 months from date of account opening, then 18.49% - 26.49% Variable

Rewards Rate

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

Flexible Spending

Enjoy the flexibility to put more purchases on the Card

Annual Fee

No annual fee

Card Brand

American Express

Recommended Credit Score

Good/Excellent

Highlights

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • No Annual Fee
  • Terms Apply

Additional Info

Foreign Transaction Fee

2.7% of each transaction after conversion to US dollars.

Balance Transfer Fee

N/A

$0 Fraud Liability

No

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

Yes

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

4

         

From the LendingTree editorial team, updated on Apr 05, 2024

The Blue Business® Plus Credit Card from American Express is an excellent business credit card for business owners looking for a simple rewards credit card to boost their bottom line. There is no annual fee for this card, nor are there annual fees on any employee cards you add to the account.

Cardholders will Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. The points don't expire and there is no limit to the amount of points you can earn. This is a great business credit card for small and large business owners alike.

To top it off, there is an intro APR of 0% on purchases for 12 months from date of account opening on purchases and N/A on balance transfers. That makes this a excellent card for business owners who want to make big purchases with the card and pay them off interest free over the long intro period. After the introductory rate, the ongoing APR is 18.49% - 26.49% Variable based on your creditworthiness. To see rates & fees for The Blue Business® Plus Credit Card from American Express please click here.

The Good

  • Enjoy the benefits of earning points and having intro APR all while paying no annual fee. You can add other card holders to the account for free and you can get great spending bonuses from any one of them. There is no limit to the amount of points you can earn.

The Not So Good

  • There is a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

The Bottom Line

With the The Blue Business® Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option. To see rates & fees for The Blue Business® Plus Credit Card from American Express please click here.


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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