Expert Review

Editor's Overall Rating

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

4

         

From the LendingTree editorial team, updated on May 08, 2025

The Blue Business^® Plus Credit Card from American Express is an excellent business credit card for business owners looking for a simple rewards credit card to boost their bottom line. There is no annual fee for this card, nor are there annual fees on any employee cards you add to the account.

Cardholders will earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. The points don't expire. This is a great business credit card for small and large business owners alike.

To top it off, there is an intro APR of 0% on purchases for 12 months from date of account opening, and then 17.49% - 27.49% Variable after the intro period. That makes this a excellent card for business owners who want to make big purchases with the card and pay them off interest free over the long intro period. To see rates & fees for The Blue Business^® Plus Credit Card from American Express please click here.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.