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Capital One® Spark® Cash Select for Business

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Capital One® Spark® Cash Select for Business

 

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  • Regular Purchase APR

    13.99% - 21.99% (Variable)

  • Intro Purchase APR

    0% on purchases for 9 months

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Card Fees

  • Late Payment Fees

    Up to $39

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

  • Penalty APR

    30.4% (Variable)

  • Minimum Interest Charge

    See Terms*


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

The Capital One® Spark® Cash Select for Business Card is another rewards credit card that business owners will find quite useful. First, Capital One has a reputation for good customer service and innovative rewards programs, and this card is another one that comes with an attractive rewards program.

Some features include 1.5% cash back on all purchases with no annual fee and a intro APR of 0% on purchases for 9 months. Rewards can be redeemed whenever you want with no restrictions. Users will also enjoy features like travel assistance, purchase security, and other convenient tools to help you manage your account and save money.

The APR ranges from 13.99% - 21.99% (Variable), depending on creditworthiness, and employee cards can be added at no additional cost. 

The Bottom Line

The rewards program for the Capital One® Spark® Cash Select for Business Card is user-friendly so you don’t have to worry about limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.

The Good

The card comes a nice intro APR on purchases, no annual fee, and you earn 1.5% cash back on all purchases, all the time. Rewards won't expire for the life of the account and come with the option of automatic redemption.

The Not So Good

The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Spark® Cash Select for Business

  • Regular APR

    4.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

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