Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Apply Now

on Chase's secure site

Ink Business Unlimited® Credit Card

Apply Now

on Chase's secure site

Ink Business Unlimited® Credit Card Review

This credit card has all the perks a business owner could want. A long intro APR, great rewards, and no annual fee makes this a great choice for anyone.

5

 

Rated 5/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

Ink Business Unlimited® Credit Card

  Apply Now
Ink Business Unlimited<sup>®</sup> Credit Card
Apply Now

on Chase's secure site

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Ink Business Unlimited® Credit Card

SIGN-UP BONUS

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

REWARDS RATE

Earn unlimited 1.5% cash back on every purchase made for your business

Redeem Rewards

Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®

Zero Liability

With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information

Rates & Fees

$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.

Annual Fee

$0

Card Brand

Visa®

Recommended Credit Score

Good/Excellent

Highlights

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Additional Info

Foreign Transaction Fee

3% of each transaction in U.S. dollars.

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

Yes

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

5

         

From the LendingTree editorial team, updated on Feb 26, 2024

The Ink Business Unlimited® Credit Card is a excellent option for business owners looking for a cash back credit card to boost their bottom line. This credit card has everything a business owner could want in a credit card - no annual fee, generous rewards, and a long intro APR.
 
For starters, new cardholders earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. But the cash back doesn't stop there. For ongoing rewards you earn unlimited 1.5% cash back on every purchase made for your business.
 
On top of the great cash back rewards, this card also comes with a long intro APR of 0% Intro APR on Purchases for 12 months on purchases and balance transfers. That means you can pay off your business expenses over time without worrying about being charged interest for a full year. Overall, the long list of valuable perks make the Ink Business Unlimited® Credit Card a top choice for any business owner.

The Good

  • The sign up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with no annual fee and a lengthy intro APR.

The Not So Good

  • There is a foreign transaction fee of 3% which means you might want to refrain from using this card overseas.

The Bottom Line

This credit card has all the perks a business owner could want. A long intro APR, great rewards, and no annual fee makes this a great choice for anyone.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

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