Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card Review
This credit card has all the perks a business owner could want. A long intro APR, great rewards, and no annual fee makes this a great choice for anyone.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Ink Business Unlimited® Credit Card
SIGN-UP BONUS
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Earn unlimited 1.5% cash back on every purchase made for your business
Redeem Rewards
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
Zero Liability
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good/ExcellentHighlights
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Additional Info
3% of each transaction in U.S. dollars.
Either $5 or 5% of the amount of each transfer, whichever is greater.
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Apr 02, 2024
The Good
- The sign up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with no annual fee and a lengthy intro APR.
The Not So Good
- There is a foreign transaction fee of 3% which means you might want to refrain from using this card overseas.
The Bottom Line
This credit card has all the perks a business owner could want. A long intro APR, great rewards, and no annual fee makes this a great choice for anyone.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Related Card Offers
on Chase's secure site
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
See Our Review
on American Express's secure site
Welcome Offer
Earn 70,000 Membership Rewards<sup>®</sup> points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Rewards Rate
Get 4X Membership Rewards<sup>®</sup> points on the 2 select categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards<sup>®</sup> points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Extra Perks
No foreign transaction fees & many helpful business tools*
See Our Review
on Capital One's secure site
Rewards Rate
1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
Sign-Up Bonus
$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
APR
18.49% - 24.49% (Variable) on purchases and balance transfers
See Our Review