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Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card Review
This credit card has all the perks a business owner could want. A long intro APR, great rewards, and the $0 annual fee make this a great choice for anyone.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
Ink Business Unlimited® Credit Card
SIGN-UP BONUS
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Earn unlimited 1.5% cash back on every purchase made for your business
Redeem Rewards
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
Zero Liability
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.99% - 23.99% Variable.
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Additional Info
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Nov 08, 2024
The Ink Business Unlimited® Credit Card is a excellent option for business owners looking for a cash back credit card to boost their bottom line. This credit card has everything a business owner could want in a credit card - a $0 annual fee, a generous rewards rate, and a long intro APR.
For starters, as a new cardholder, you will earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. But the cash back doesn't stop there. For ongoing rewards you earn unlimited 1.5% cash back on every purchase made for your business.
On top of the great cash back rewards, this card also comes with a long intro APR of 0% Intro APR on Purchases for 12 months. That means you can pay off your business expenses over time without worrying about being charged interest during the intro period. Overall, the long list of valuable perks make the Ink Business Unlimited® Credit Card a top choice for any business owner.
The Good
- The sign-up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with a $0 annual fee and a lengthy intro APR on purchases.
The Not So Good
- There is a foreign transaction fee of 3% of each transaction in U.S. dollars, which means you might want to refrain from using this card overseas.
The Bottom Line
This credit card has all the perks a business owner could want. A long intro APR, great rewards, and the $0 annual fee make this a great choice for anyone.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
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How LendingTree Gets Paid
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
Apply Now
on Chase's secure site
Sign-Up Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Travel Benefits
Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Foreign Transaction Fee
$0
See Our Review
Apply Now
on Chase's secure site
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 17.99% - 25.99% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
See Our Review
Apply Now
on American Express's secure site
Intro Purchase APR
0% on purchases for 12 months from date of account opening then 17.74% - 25.74% Variable
Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
Welcome Offer
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
See Our Review