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Capital One® Spark® Miles for Business

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Capital One® Spark® Miles for Business

 

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  • Regular Purchase APR

    17.99% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0 intro for first year; $59 after that

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Card Fees

  • Late Payment Fees

    Up to $39

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

  • Penalty APR

    30.4% (Variable)

  • Minimum Interest Charge

    See Terms*


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening. The Capital One® Spark® Miles for Business card combines convenient business management features with a reliable miles rewards program and a robust bonus option.

Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles for travel on any airline without caps on the number of miles you earn. Also, your miles won't expire for the life of the account. You also get itemized spending reports to help manage your business and budget.

The Bottom Line

With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, the Capital One® Spark® Miles for Business is a great card for business travelers and their employees.

The Good

Customers earn 2 miles per $1 on every purchase, every day. You can also earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.

The Not So Good

The perks of this card are mainly related to air travel, but you can redeem miles for other items as well. You must have excellent/good credit to get approved and there is an annual fee of $0 intro for first year; $59 after that.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Spark® Miles for Business

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

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By: | Mar 4, 2017

Business capital at your fingertips. Capital One Business Card can give you the piece of mind needed to propel your business growth.


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