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Over the Past 60 Days!
Highlights
- Click "APPLY NOW" to apply online
- Earn 2 miles per $1 on every purchase, every day
- Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn
- Redeem miles for travel, cash back, gift cards and more
- No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Card Fees
Late Payment Fees
Up to $39
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Cash Advance Fee
3% of the amount of the cash advance, but not less than $10
Penalty APR
30.4% (Variable)
Minimum Interest Charge
See Terms*
Expert Reviews
From the CompareCards.com Editorial Team
This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening. The Capital One® Spark® Miles for Business card combines convenient business management features with a reliable miles rewards program and a robust bonus option.
Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles for travel on any airline without caps on the number of miles you earn. Also, your miles won't expire for the life of the account. You also get itemized spending reports to help manage your business and budget.
The Bottom Line
With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, the Capital One® Spark® Miles for Business is a great card for business travelers and their employees.
The Good
Customers earn 2 miles per $1 on every purchase, every day. You can also earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening.
The Not So Good
The perks of this card are mainly related to air travel, but you can redeem miles for other items as well. You must have excellent/good credit to get approved and there is an annual fee of $0 intro for first year; $59 after that.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Consumer Reviews 0 Reviews
+-1 users submitted a rating without a full review
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By: Ray | Mar 4, 2017
Business capital at your fingertips. Capital One Business Card can give you the piece of mind needed to propel your business growth.
Related Card Offers
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Rewards Rate
3% on gas & office supplies, 2% at restaurants, 1% on everything else
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Bonus Cash
$200 statement credit after $500 in purchases within 60 days of account opening
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Rewards Redemption
Redeem rewards for cash back or apply them to your bank account
Highlights
- Click "APPLY NOW" to apply online
- Earn a $200 statement credit after $500 in purchases within 60 days of account opening – with no annual fee and no limit to the base cash back you can earn
- 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)
- Redeem your cash rewards for cash back, or apply them to a Bank of America® savings or checking account
See additional details for Bank of America® Business Advantage Cash Rewards Mastercard® credit card
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Rewards Rate
Unlimited 1.5 point per dollar spent
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Sign Up Bonus
25,000 bonus points when you spend $1,000 in the first 60 days
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Travel Perks
No international transaction fees or annual fees
Highlights
- Click "APPLY NOW" to apply online
- Earn an unlimited base of 1.5 points for every $1 you spend on all purchases, everywhere, every time -- no matter how much you spend
- Earn 25,000 bonus points when you spend $1,000 in the first 60 days
- No annual fee and no international transaction fees
- Earn 3 points for every dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center - powered by Orbitz®
- Flexibility to redeem points for a statement credit to pay for your flights, hotels, vacation packages, cruises, rental cars, or baggage fees; option for cash back and gift cards
See additional details for Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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Rewards Rate
Unlimited 1.5% cash back
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Sign-up Bonus
One-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
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Rewards Redemption
Redeem cash back for any amount at any time
Highlights
- Click "APPLY NOW" to apply online
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
- No annual fee
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash Select for Business
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