Rated 4/5 stars by our editorial team
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Over the Past 60 Days!
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Regular Purchase APR
18.74% (Variable)
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$0 intro for first year; $95 after that
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 2 miles per $1 on every purchase, every day
- Earn up to 200,000 miles. Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months of opening your account
- Plus, earn 150,000 miles when you spend $50,000 within the first 6 months. Limited Time Offer
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- $0 intro annual fee for the first year; $95 after that
- There's no limit to the amount of miles you can earn
- Redeem miles for travel, cash back, gift cards and more
- No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Cash Advance Fee
3% of the amount of the cash advance, but not less than $10
Expert Reviews
From the LendingTree.com Editorial Team
This is another great miles reward card from Capital One that allows you to rack up miles fast with double miles earned on every purchase you make. New cardmembers can earn up to 200,000 miles: earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months and 150,000 miles when you spend $50,000 in the first 6 months of opening your account. limited time offer. The Capital One® Spark® Miles for Business card combines convenient business management features with a reliable miles rewards program and a robust bonus option.
Like most business credit cards, you can place spending limits and track your employee's purchases. For the traveling business person, there are no special travel restrictions or blackout dates, and you can redeem miles for travel on any airline without caps on the number of miles you earn. Also, your miles won't expire for the life of the account. You also get itemized spending reports to help manage your business and budget.
The Bottom Line
With a solid mile-earnings program, no annual fee for the first year, and a fairly low interest rate, the Capital One® Spark® Miles for Business is a great card for business travelers and their employees.
The Good
Customers earn 2 miles per $1 on every purchase, every day. You can also earn up to 200,000 miles: earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months and 150,000 miles when you spend $50,000 in the first 6 months of opening your account. limited time offer.
The Not So Good
The perks of this card are mainly related to air travel, but you can redeem miles for other items as well. You must have excellent/good credit to get approved and there is an annual fee of $0 intro for first year; $95 after that.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Consumer Reviews 0 Reviews
+-1 users submitted a rating without a full review
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By: Ray | Mar 4, 2017
Business capital at your fingertips. Capital One Business Card can give you the piece of mind needed to propel your business growth.
Related Card Offers
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Intro Purchase APR
0% for 12 Months
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Sign Up Bonus
$500 bonus cash back
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Cash Back Rewards
Earn 5% cash back in select business categories
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
See additional details for Ink Business Cash℠ Credit Card
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Rewards Rate
2% Cash Back on every purchase, every day
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Sign-up Bonus
Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account. Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
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Rewards Redemption
Redeem cash back for any amount at any time
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Typical Credit Needed
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Annual Fee
$0 intro for first year; $95 after that
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
- Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account
- Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $95 after that
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash for Business
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Intro and Regular APR
0% for 15 Months, then 13.24% - 21.24% Variable
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Rewards Rate
Earn 2X points on everyday business purchases up to the annual cap
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Flexible Spending
Enjoy the flexibility to put more purchases on the Card
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- See Rates & Fees
See additional details for The Blue Business℠ Plus Credit Card from American Express
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