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Chase Freedom Unlimited®

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Chase Freedom Unlimited®

 

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Your Rating:

4.0/5.0 from 1 Offer Rating

(1) Over the Past 60 Days!

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on Chase's secure site


  • Regular Purchase APR

    15.99%- 24.74% Variable

  • Intro Purchase APR

    0% Intro APR for 15 months

  • Intro BT APR

    0% Intro APR for 15 months

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1.5% cash back on every purchase – it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Card Fees

  • Late Payment Fees

    See Terms

  • Foreign Transaction Fee

    3% of each transaction in U.S. dollars

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Cash Advance Fee

    Either $10 or 5% of the amount of each transaction, whichever is greater

  • Returned Payment Fee

    See Terms

  • Penalty APR

    None

  • Minimum Interest Charge

    See Terms

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

The Chase Freedom Unlimited® card is the latest addition to Chase's already robust list of rewards credit cards. This card offers an unlimited 1.5% cash back on every purchase. Your cash back earnings are automatic, so you don't have to worry about signing up or enrolling in any special bonus programs. As a welcome bonus to new cardholders, you can earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening.

There is also no annual fee with this credit card, so you can earn rewards without having to ever pay a membership fee. Another perk of the rewards program is that you don't have to wait until you've accumulated a certain amount of cash back before you can redeem your rewards; you can redeem your cash back for any amount, anytime. 

In addition to the generous rewards program, cardholders will enjoy 0% Intro APR for 15 months on purchases and balance transfers. After the intro period is up, the ongoing APR will be 15.99%- 24.74% Variable. Overall, the Chase Freedom Unlimited® card is an excellent offer for consumers who want to earn a flat rewards rate on every purchase without paying an annual fee.

The Bottom Line

This card earns cosistent rewards on every purchases and it also come with no annual fee and a nice intro APR on purchases and balance transfers.

The Good

The sign up bonus for this card is higher than most cash back cards, and you'll also earn a better than average rewards rate on all purchases.

The Not So Good

The ongoing APR is a little higher than normal, so it's best to avoid carrying a balance with this credit card. Also, there is a foreign exchange fee of 3% of each transaction in U.S. dollars, so you may want to refrain from using this card overseas.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Expert Reviews of the Chase Freedom Unlimited®

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 1 Reviews

Offer Rating

4.0 out of 5.0

5 Star
 
 
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(1)
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Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+-6 users submitted a rating without a full review

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By: | Jul 31, 2017

Awesome card! Great everyday rewards and you can easily combine your points with your Chase Sapphire Preferred card to get amazing redemption!

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By: | Jul 20, 2017

if all cash back point is updated 150dollars,after the third month spending 5,000 dollars

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By: | Jun 8, 2017

NEED MORE CREDIT CARDS

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By: | Feb 11, 2017

This is a great card for cash rewards and intro bonus, but don't get this card if you maintain a high balance usually. The interest rate is very high and that's how they can give the extra cash back. Also doesn't look like a good card if you are going to transfer a balance. To sum it up, this is a great card if you pay off your full balance every month.

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By: | Jan 15, 2017

it would be good for other pople

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By: | Jan 11, 2017

I got this card back in early December 2016 just in time for December Black Friday. I bought an $899 HP laptop with 256GB solid state drive and touch screen for $499+tax and immediately qualified for the $150 reward. I saved $549 (paid only $350 for the laptop) and have been enjoying the 1.5% cash back on everything from groceries to gas. Great card, love it!

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By: | Apr 21, 2016

I have not been approved for this card yet; but comparing it to others I am eligible for, this one offers cash back on unlimited types of purchases, not in categories only approved by Chase. It offers more percentage cash back, as well as a bonus of $150.00 if you spend $500 in a certain time. All of this is why it is an excellent choice with an excellent rating,


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