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Aven Home Equity Credit Card
Aven Home Equity Credit Card Review
The Aven Home Equity Credit Card is a niche game-changer for homeowners looking to wisely manage their finances, thanks to its low APR which makes borrowing feel less daunting, coupled with the reward points that sweeten every deal.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Aven Home Equity Credit Card
SIGN-UP BONUS
None
REWARDS RATE
2% Unlimited Cashback, 7% Cashback on Hotels booked through Aven
Rewards Rate
2% Unlimited Cashback, 7% Cashback on Hotels booked through Aven
APRs
7.49 - 14.99%
Extra Perks
Directly deposit cash from your Aven card to your bank account at the same low rate. Up to $250,000 Limit
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Fair / Good / ExcellentHighlights
- Up to $250,000 Limit, 2% Unlimited Cashback, 7% Cashback on Hotels booked through Aven
- APR as low as 7.49 - 14.99%. Directly deposit cash from your Aven card to your bank account at the same low rate.
- No Annual Fee
- For Homeowners Only - 4.9/5 Stars on 3,535 Trustpilot Reviews
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
2.5%
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Feb 05, 2025
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- The Aven Home Equity Credit Card offers a remarkably low APR, making it an economically sound choice for homeowners seeking to leverage their equity with affordable borrowing costs.
The Not So Good
- Despite its financial benefits, the Aven Home Equity Credit Card might not be suitable for all homeowners due to the potential risk of borrowing against home equity, which could jeopardize personal assets if not managed properly.
The Bottom Line
The Aven Home Equity Credit Card is a niche game-changer for homeowners looking to wisely manage their finances, thanks to its low APR which makes borrowing feel less daunting, coupled with the reward points that sweeten every deal.
Editorial Note: This content is not provided by Aven. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aven.
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on Bank of America's secure site
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
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on Discover's secure site
0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
Welcome Offer
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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on Discover's secure site
Intro APR
0% Intro APR for 6 months on purchases and 0% Intro APR for 18 months on balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
Ongoing APR
18.24% - 27.24% Variable APR
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