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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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  • Regular Purchase APR

    13.99% - 23.99%* (Variable)

  • Intro Purchase APR

    0%* for 21 months on Purchases*

  • Intro BT APR

    0%* for 21 months on Balance Transfers*

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer 
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee*
  • Free access to FICO® Scores*

Card Fees

  • Foreign Transaction Fee

    3%

  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

  • Penalty APR

    Up to 29.99% (Variable)

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    No

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    4.5

  • Intro APR

    5.0

  • Fees

    5.0

  • Benefits

    3.5

  • Overall Rating

    5.0 /5

From the CompareCards.com Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers* along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi® Diamond Preferred® card also offers a multitude of card holder perks.

Cardholders will enjoy 24/7 access to Citi® Concierge for help in booking hotels, flights and more. Plus some entertainment perks, such as special access to ticket presales, preferred seating, VIP packages, and unique experiences through Citi Private Pass.

Additional perks include price protection on purchases for up to 60 days, automatic travel accident insurance, personal concierge service, car rental insurance, $0 liability on unauthorized purchases, and purchase protection against theft, fire or accidental breakage for up to $1,000 (valid 90 days from purchase date). The Citi Diamond Preferred credit card is a solid credit card choice for those with excellent credit looking for 0% intro rate.

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not So Good

If you are interested in cash back or rewards, this card isn't for you.


Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Expert Reviews of the Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

  • Regular APR

    4.5

  • Intro APR

    5.0

  • Fees

    5.0

  • Benefits

    3.5

  • Overall Rating

    5.0 /5


Consumer Reviews 0 Reviews

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+-1 users submitted a rating without a full review

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By: | Mar 21, 2016

Citi diamond preferred has provided a great customer experience with this card. When I'm traveling, the phone call is quick and painless and the service reps are friendly. Citi also seems to have really good credit limits. And the card also looks great!


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