Rated 5/5 stars by our editorial team
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4.5/5.0 from 22 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
13.74% – 23.74% (Variable)
Intro Purchase APR
0% for 12 months on Purchases
Intro BT APR
0% for 21 months on Balance Transfers
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Cash Advance Fee
5% of each cash advance; $10 minimum
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi Diamond Preferred, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0% for 21 months on Balance Transfers and 0% for 12 months on Purchases along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi® Diamond Preferred® card also offers a multitude of cardholder perks.
This card offers $0 liability on unauthorized purchases and Citi® Identity Theft Solution which can give you peace of mind while you shop. Cardholders will also have free access to their FICO® Scores. Overall, the Citi Diamond Preferred credit card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.
This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.
This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.
If you are interested in cash back or rewards, this card isn't for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
4.5 out of 5.0