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Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.6/5.0 from 149 Offer Ratings
Over the Past 60 Days!

(149) Over the Past 60 Days!


  • Regular Purchase APR

    14.74% - 24.74% (Variable)

  • Intro Purchase APR

    0% for 18 months on Purchases

  • Intro BT APR

    0% for 18 months on Balance Transfers

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Card Fees

  • Foreign Transaction Fee

    3%

  • Balance Transfer Fee

    Balance transfer fee applies with this offer: 3% of each balance transfer; $5 minimum.

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Additional Card Details

  • $0 Liability on Unauthorized Changes

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    No

  • Purchase Protection

    Yes

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    4.5

  • Intro APR

    5.0

  • Fees

    5.0

  • Benefits

    3.5

  • Overall Rating

    5.0 /5

From the LendingTree.com Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi® Diamond Preferred® Card, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0% for 18 months on Balance Transfers and 0% for 18 months on Purchases along with no annual fee. Not only is the regular APR of 14.74% - 24.74% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also offers a multitude of cardholder perks.

This card offers $0 liability on unauthorized purchases and Citi® Identity Theft Solution which can give you peace of mind while you shop. Cardholders will also have free access to their FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not So Good

If you are interested in cash back or rewards, this card isn't for you.


Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Expert Reviews of the Citi® Diamond Preferred® Card

  • Regular APR

    4.5

  • Intro APR

    5.0

  • Fees

    5.0

  • Benefits

    3.5

  • Overall Rating

    5.0 /5


Consumer Reviews 149 Reviews

Offer Rating

4.6 out of 5.0

5 Star
 
 
(105)
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(28)
3 Star
 
 
(12)
2 Star
 
 
(2)
1 Star
 
 
(2)

Your Rating

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+148 users submitted a rating without a full review

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By: | Mar 21, 2016

Citi diamond preferred has provided a great customer experience with this card. When I'm traveling, the phone call is quick and painless and the service reps are friendly. Citi also seems to have really good credit limits. And the card also looks great!


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