Rated 3/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
Aspire® Protect Mastercard
Aspire® Protect Mastercard Review
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Aspire® Protect Mastercard
SIGN-UP BONUS
N/A
REWARDS RATE
Non-rewards card
Credit Limit
Up to $1,000 Credit Limit Subject to Credit Approval
Purchase & BT APRs
36% Fixed on purchases and balance transfers
Security Deposit
No Security Deposit
Annual Fee
$85-$175 first year, $229 thereafter
Card Brand
Mastercard®
Recommended Credit Score
Poor / FairHighlights
- Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.
- 24-hour Roadside Assistance*
- Up to $25,000 Identity Theft Expense Reimbursement Coverage*
- Up to $1,000 Credit Limit Subject to Credit Approval
- No Security Deposit
- See if You Prequalify Instantly
- $0 Fraud Liability*
- *Terms and Conditions apply. Click Apply Now for details.
Additional Info
Foreign Transaction Fee
3% of each transaction amount in U.S. dollars
Balance Transfer Fee
3% of the amount of each transfer
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Jun 25, 2025
The Good
- This card might not be a rewards card, but we think the cell phone protection plan and roadside assistance benefits are pretty valuable.
The Not So Good
- The annual fee for this card is pretty steep – especially after the first year.
The Bottom Line
If you have fair-poor credit, this could be a good way to start building or rebuilding your credit history. It’s a pretty straightforward card, and it doesn’t require a security deposit — just make sure you review the annual fee before signing up.
Editorial Note: This content is not provided by Aspire Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Aspire Card.
Related Card Offers
Apply Now
on Discover's secure site
0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
Welcome Offer
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
See Our Review
Apply Now
on American Express's secure site
Buy Now, Pay Later Intro Offer
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Rewards Rate
Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.
Intro APR
0% on purchases for 12 months from the date of account opening, then 20.24%-29.24% Variable
See Our Review
Apply Now
on American Express's secure site
Streaming Benefits
Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Rewards Rate
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. 1% cash back on other purchases. Terms apply.
See Our Review