Rated 3/5 stars by our editorial team
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Rated 3/5 stars by our editorial team
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Regular Purchase APR
18.24% (V)
Intro Purchase APR
N/A
Intro BT APR
N/A
Typical Credit Needed
Annual Fee
$39
Card Brand
Mastercard®
Foreign Transaction Fee
3%
Balance Transfer Fee
N/A
Cash Advance Fee
3% of each cash advance; $10 minimum
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
No
Purchase Protection
Yes
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
3.0
Intro APR
1.0
Fees
3.0
Benefits
3.0
Overall Rating
3.0 /5
This card is great for rebuilding credit because it works as a full-feature Mastercard with a credit line based on your security deposit, not your credit score. This card was created with consumers who are building credit in mind. Credit card records will be reported to the major credit bureaus each month. Your minimum credit line starts at $200 and you can go as high as $2,000.
Some great perks to this card include automatic credit reporting, 24/7 online account access and no over limit fees apply. Some fees that come with this card include the annual fee of $39 and penalty fees for late and returned payments.
Applying is easy and applicants receive instant approval online, by phone or in person. Out of all the First Progress Platinum Secured cards offered, this one lies in the middle for the APR and annual fee.
The First Progress Platinum Select Mastercard® Secured Credit Card is an average secured card that can be used anywhere Mastercard is accepted and reports to the credit bureaus. It doesn’t offer much for additional perks and features.
Card holders will enjoy a 25 day grace period before having to pay interest on purchases.
If you spend frequently, it may take up to ten business days for a payment to post to your account, which is limiting in your available credit. This card also charges foreign currency transaction fees.
Editorial Note: This content is not provided by First Progress. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by First Progress.
Regular APR
3.0
Intro APR
1.0
Fees
3.0
Benefits
3.0
Overall Rating
3.0 /5
+-2 users submitted a rating without a full review
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By: John | Aug 1, 2017
First Progress did everything I needed to establish credit. I am very pleased with the company and what they do to get you a credit rating when you have none as I did. I recommend First Progress to establish a credit score.
By: Alisha | Mar 27, 2016
I would really love this card for anyone. Who is building their credit and have no credit like myself. So do if you can.
Featured
on Discover's secure site
Featured
Rated 5/5 stars by our editorial team
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Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
APRs
10.99% Intro APR for 6 months on balance transfers then 27.24% Variable APR
Rates and Fees
No annual fee, no late fee on your first late payment. No penalty APR*
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Secured Credit Card
on Capital One's secure site
Rated 4/5 stars by our editorial team
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4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!
Reports to Credit Bureaus
Build Credit When Used Responsibly
Minimum Deposit
$49, $99, or $200
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Secured Credit Card
on Capital One's secure site
Rated 4.5/5 stars by our editorial team
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Your Rating:
0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!
Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Credit Line
Put down a refundable $200 security deposit to get a $200 initial credit line.
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Quicksilver Secured Cash Rewards Credit Card
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
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Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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