OpenSky® Plus Secured Visa® Credit Card
OpenSky® Plus Secured Visa® Credit Card Review
OpenSky® Plus Secured Visa® Credit Card
on Capital Bank, N.A.'s secure site
OpenSky® Plus Secured Visa® Credit Card
SIGN-UP BONUS
N/A
REWARDS RATE
Up to 10% cash back* rewards on purchases at over 40,000 retailers
Rebuild Credit
2/3 of cardholders increase their credit score by an average of 41 points in just 3 months
Security Deposit
Make smaller partial payments towards funding your security deposit over 60 days
Flexible Due Dates
Choose any available due date that fits your payment schedule
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Limited/PoorHighlights
- New feature! Earn up to 10% cash back* on everyday purchases
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Monitor your credit progress with free access to your FICO Credit Score.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Additional Info
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Expert Review
From the LendingTree editorial team, updated on Mar 27, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Capital Bank, N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital Bank, N.A..