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OpenSky® Plus Secured Visa® Credit Card
OpenSky® Plus Secured Visa® Credit Card Review
We don't have a review for this card yet, but sit tight! There's one coming soon.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
OpenSky® Plus Secured Visa® Credit Card
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Apply Now
on Capital Bank, N.A.'s secure site
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OpenSky® Plus Secured Visa® Credit Card
SIGN-UP BONUS
N/A
REWARDS RATE
Up to 10% cash back* rewards on purchases
Rebuild Credit
2/3 of cardholders increase their credit score by an average of 41 points in just 3 months
Security Deposit
Make smaller partial payments towards funding your security deposit over 60 days
Flexible Due Dates
Choose any available due date that fits your payment schedule
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Limited / PoorHighlights
- New feature! Earn up to 10% cash back* on everyday purchases
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Monitor your credit progress with free access to your FICO Credit Score.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Additional Info
Foreign Transaction Fee
N/A
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Oct 31, 2024
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- We don't have a review for this card yet, but sit tight! There's one coming soon.
The Not So Good
- We don't have a review for this card yet, but sit tight! There's one coming soon.
The Bottom Line
We don't have a review for this card yet, but sit tight! There's one coming soon.
Editorial Note: This content is not provided by Capital Bank, N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital Bank, N.A..
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How LendingTree Gets Paid
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
Apply Now
on Discover's secure site
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
APRs
10.99% Intro APR for 6 months on balance transfers, then 27.74% Variable APR.
Rates and Fees
No annual fee, no late fee on your first late payment. No penalty APR.*
See Our Review
Apply Now
on Applied Bank's secure site
Reports to Credit Bureaus
Build Credit When Used Responsibly
Regular APR
9.99% Low Fixed APR
No Penalty Rate
Your Rate Won’t Go Up Even if You Are Late
See Our Review
Apply Now
on Merrick Bank's secure site
Credit Line
Upon approval, you’ll have an initial credit line based on your $200 -$3,000 deposit - It’s up to you!
Fraud Liability
$0 fraud liability for unauthorized charges.
Worldwide Acceptance
Use it anywhere Mastercard is accepted.
See Our Review