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Wells Fargo Signify Business Cash® Card
Wells Fargo Signify Business Cash® Card Review
This card keeps things simple — and rewarding — for business owners who want straightforward cash rewards. We think the rewards rate makes it easy to earn as you spend, and it doesn't hurt that the welcome offer is fairly easy to achieve.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Wells Fargo Signify Business Cash® Card
WELCOME OFFER
Earn a $500 cash rewards bonus when you spend $5,000 on purchases in the first three months
REWARDS RATE
Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
Welcome Offer
Earn a $500 cash rewards bonus when you spend $5,000 on purchases in the first three months
Rewards
Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
Add Employee Cards
Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
ExcellentHighlights
- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
- $0 annual fee.
- Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
- Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
- Rates & Fees
Additional Info
Foreign Transaction Fee
3%
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 13, 2026
The Good
- Getting a rewards this valuable on a $0 card is pretty impressive.
The Not So Good
- There’s no 0% intro APR offer with this card and it does charge a foreign transaction fee, so take note if you plan to travel abroad.
The Bottom Line
This card keeps things simple — and rewarding — for business owners who want straightforward cash rewards. We think the rewards rate makes it easy to earn as you spend, and it doesn't hurt that the welcome offer is fairly easy to achieve.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
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Sign-Up Bonus
$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
APR
16.74% - 22.74% (Variable) on purchases and balance transfers
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Intro and Regular APR
0% on purchases for 12 months from date of account opening, then 16.74% - 26.74% Variable
Rewards Rate
Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
Flexible Spending
Enjoy the flexibility to put more purchases on the Card
See Our Review
Apply Now
on Revenued's secure site
Flex Line
Includes flex line, similar to a line of credit and only pay for what you use
Spending Limit
As your revenue increases, spending limits also increase
No Fees
No application, annual or draw fees
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.