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3.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!
Blue Cash Preferred® Card from American Express
An Advertising Partner
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Regular Purchase APR
15.24%-26.24% Variable
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Intro Purchase APR
0% for 12 months
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Intro BT APR
0% for 12 months
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- NEW 6% Cash Back on select U.S. streaming subscriptions.
- NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
- You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $5 or 3% of the amount of each cash advance, whichever is greater.
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
No
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Concierge Service
Yes
Expert Reviews
From the LendingTree.com Editorial Team
The Blue Cash Preferred® Card from American Express is an excellent cash back credit card with on of the best rewards rates on the market. Cardholders will earn incredible cash back rates of NEW 6% Cash Back on select U.S. streaming subscriptions & 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more Even if you hit the cap of supermarket spending, you can still continue to earn cash back.
This card offers some of the highest rewards rates on the market. Since supermarket items and gasoline are two of the biggest expenses for most households, this card makes it easier to save considerable amounts of money. Cardholders can also earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
The Blue Cash Preferred® Card from American Express does come with a $95 annual fee, but with the generous rewards program you can easily make cost of the annual fee. To top it off, you get an intro APR of 0% for 12 months on purchases and 0% for 12 months on balance transfers. Your ongoing APR will be 15.24%-26.24% Variable based on your creditworthiness.
The Bottom Line
The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well.
The Good
The cash back rate on supermarkets is the highest cash back rate we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.
The Not So Good
There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars..
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews 7 Reviews
Offer Rating
3.0 out of 5.0
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+6 users submitted a rating without a full review
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By: jeremy | Mar 20, 2016
I had one of these cards for buisness purchases, the extra features are pretty amazing and I've used the accidential damage protection twice - so easy, so simple.
Related Card Offers
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Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day
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Intro APR
0% for 15 Months on Purchases and Balance Transfers
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Cash Back Details
No minimums for redeeming and cash back won't expire for the life of the account
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
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Rewards Rate
Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
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Intro Balance Transfer APR
0% for 18 months on Balance Transfers*
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Regular Purchase APR
15.74% - 25.74%* (Variable)
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Typical Credit Needed
-
Annual Fee
$0*
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Card Brand
Mastercard®
Highlights
- Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
- To earn cash back, pay at least the minimum due on time
- 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness.*
- Balance Transfers do not earn cash back
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card – 18 month BT offer
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Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
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Intro BT APR
0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
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Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
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Typical Credit Needed
-
Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- No annual fee
- $200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening
- NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
- Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
- You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
- No expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
See additional details for Bank of America® Cash Rewards credit card
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