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Blue Cash Preferred® Card from American Express

An Advertising Partner

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on American Express's secure site

Blue Cash Preferred® Card from American Express

An Advertising Partner

 

Rated 3.8/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

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on American Express's secure site


  • Regular Purchase APR

    13.99%-23.99% Variable

  • Intro Purchase APR

    0% on purchases for 12 months

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0 introductory annual fee for one year, then $95

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020
  • Limited Time Offer: $0 introductory annual fee for one year, then $95. Offer Expires 12/10/2020
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    2.7% of each transaction after conversion to US dollars.

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    Either $10 or 5% of the amount of each cash advance, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    No

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    5.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.8 /5

From the LendingTree.com Editorial Team

The Blue Cash Preferred® Card from American Express is an excellent cash back credit card with one of the best rewards rates on the market. Cardholders will earn incredible cash back rates of 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Even if you hit the cap of supermarket spending, you can still continue to earn cash back.

This card offers some of the highest rewards rates on the market. Since supermarket items and gasoline are two of the biggest expenses for most households, this card makes it easier to save considerable amounts of money. Cardholders can also earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

The Blue Cash Preferred® Card from American Express does come with a $0 introductory annual fee for one year, then $95 annual fee, but with the generous rewards program you can easily make up the cost of that annual fee. To top it off, you get an intro APR of 0% on purchases for 12 months on purchases. Your ongoing APR will be 13.99%-23.99% Variable based on your creditworthiness.

The Bottom Line

The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well.

The Good

The cash back rate on supermarkets is the highest cash back rate we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.

The Not So Good

There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars..


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews of the Blue Cash Preferred® Card from American Express

  • Regular APR

    3.0

  • Intro APR

    5.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.8 /5


Consumer Reviews 2 Reviews

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Your Rating

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+1 users submitted a rating without a full review

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By: | Mar 20, 2016

I had one of these cards for buisness purchases, the extra features are pretty amazing and I've used the accidential damage protection twice - so easy, so simple.


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