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Ink Business Premier® Credit Card
Ink Business Premier® Credit Card Review
The Ink Business Premier® Credit Card is an excellent choice for businesses poised to make the most of its generous rewards and high spending limits, particularly when the cash back can offset the heft of its annual fee.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Ink Business Premier® Credit Card
SIGN-UP BONUS
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
Purchase APR
Flex for Business Variable APR: 18.49% - 26.49%
Travel Benefits
Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Foreign Transaction Fee
$0
Annual Fee
$195
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
Additional Info
Foreign Transaction Fee
$0
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 28, 2025
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- The Ink Business Premier® Credit Card stands out for its high credit limit and flexible cash back rewards program, which can be highly beneficial for growing businesses that have substantial operational expenses. Additionally, the card offers valuable perks such as travel benefits and purchase protection, enhancing its utility for business owners.
The Not So Good
- However, the Ink Business Premier® Credit Card comes with a relatively steep annual fee, which may not be justifiable for small businesses or those just starting out. Also, its benefits are most advantageous to businesses with high spending, potentially making it less attractive for companies with lower operational costs.
The Bottom Line
The Ink Business Premier® Credit Card is an excellent choice for businesses poised to make the most of its generous rewards and high spending limits, particularly when the cash back can offset the heft of its annual fee.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Related Card Offers
Apply Now
on Chase's secure site
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 17.49% - 25.49% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
See Our Review
Apply Now
on Chase's secure site
Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.49% - 23.49% Variable.
See Our Review
Apply Now
on American Express's secure site
Welcome Offer
Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
Travel Benefits
Complimentary access to over 1000+ airport lounges*
Extra Perks
Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more*
See Our Review