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The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card
Apply Nowon American Express's secure site
Rates & Fees
| Terms Apply
The American Express Blue Business Cash™ Card Review
The American Express Blue Business Cash™ Card has no annual fee and lots of cash back opportunities, so this card has one of the most profitable cash back programs on the market. This card is a nice option for business owners who already have established credit. To see rates & fees for The American Express Blue Business Cash™ Card, please click here.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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The American Express Blue Business Cash™ Card
An Advertising Partner
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Apply Now
on American Express's secure site
Rates & Fees | Terms Apply
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The American Express Blue Business Cash™ Card
An Advertising Partner
WELCOME OFFER
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
REWARDS RATE
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
Intro Purchase APR
0% on purchases for 12 months from date of account opening then 17.49% - 27.49% Variable
Expanded Buying Power
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
Welcome Offer
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Annual Fee
No annual fee
Card Brand
American Express
Recommended Credit Score
Good / ExcellentHighlights
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% – 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply
Additional Info
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 04, 2025
If you have a business, you have business expenses. Rather than letting that money go to waste, why not get some of it back? That's possible with the The American Express Blue Business Cash™ Card. The rewards program for this card is a little complicated, but it offers a nice return for your money. Card members can earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
There is no annual fee with the card and comes with an introductory APR of 0% on purchases for 12 months from date of account opening. The on-going APR after that is 17.49% - 27.49% Variable, depending on your credit worthiness. As long as you use this card on a regular basis, you should be able to benefit from the rewards associated with it.
To see rates & fees for The American Express Blue Business Cash™ Card please click here.The Good
- Cash back opportunities are vast and you can earn cash back on all other purchases.
The Not So Good
- You'll need to have excellent-good credit to get approved.
The Bottom Line
The American Express Blue Business Cash™ Card has no annual fee and lots of cash back opportunities, so this card has one of the most profitable cash back programs on the market. This card is a nice option for business owners who already have established credit. To see rates & fees for The American Express Blue Business Cash™ Card, please click here.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
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Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.49% - 23.49% Variable.
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Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 17.49% - 25.49% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
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Sign-Up Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Travel Benefits
Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Foreign Transaction Fee
$0
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