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American Express Blue Business Cash™ Card

An Advertising Partner

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on American Express's secure site

American Express Blue Business Cash™ Card

An Advertising Partner

 

Rated 4.25/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!

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on American Express's secure site


  • Regular Purchase APR

    13.24% - 19.24% Variable

  • Intro Purchase APR

    0% on purchases for 12 months from date of account opening

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    No annual fee

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    2.7% of each transaction after conversion to US dollars.

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    N/A

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.3 /5

From the LendingTree.com Editorial Team

If you have a business, you have business expenses. Rather than letting that money go to waste, why not get some of it back? That's possible with the SimplyCash® Plus Business Credit Card from American Express . The rewards program for this card is a little complicated, but it offers a nice return for your money. Card members can Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

There is no annual fee with the card and comes with an introductory APR of 0% on purchases for 12 months from date of account opening. The on-going APR after that is 13.24% - 19.24% Variable, depending on your credit worthiness. As long as you use this card on a regular basis, you should be able to benefit from the rewards associated with it.

The Bottom Line

American Express Blue Business Cash™ Card has no annual fee and lots of cash back opportunities, so this card has one of the most profitable cash back programs on the market. This card is a nice option for business owners who already have established credit.

The Good

Cash back opportunities are vast and 1% cash back on all other purchases. Customers also have access to exclusive benefits like Purchase Protection and Travel Accident Insurance.

The Not So Good

You'll need to have excellent credit to get approved.


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews of the American Express Blue Business Cash™ Card

  • Regular APR

    4.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.3 /5


Consumer Reviews 3 Reviews

Offer Rating

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