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The Business Platinum® Card from American Express
An Advertising Partner
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Regular Purchase APR
N/A
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$595
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Welcome Offer: Earn up to 75,000 Membership Rewards® points.
- Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
- See Rates & Fees
Card Fees
Foreign Transaction Fee
N/A
Balance Transfer Fee
N/A
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
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Concierge Service
Yes
Expert Reviews
From the LendingTree.com Editorial Team
American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum® Card from American Express is no different, offering many services, perks and warranty extensions every card owner would want.
To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 by making purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs, and with the American Express Global Lounge Collection, cardholders will have access to almost any airport lounge in the world.
Cardholders can earn 1 point per dollar spent on eligible purchases and 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com and 1.5 Membership Rewards® points per dollar on each eligible purchase of $5,000 or more. With large purchases, cardholders can earn up to 1 million bonus points per year. However, staggering annual fee of $595 is something you need to weigh when deciding if this card is right for you and your business.
The Bottom Line
The Business Platinum® Card from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $450 annual fee, depending on how you plan to use this card.
The Good
Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.
The Not So Good
This card isn’t for the non-traveler or the businessman who’s strictly looking for working capital. Again, the annual fee is $595, but if your credit is good enough to get approved, the perks could really be worth it.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
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Sign-up Bonus
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Intro Purchase APR
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Sign Up Bonus
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Cash Back Rewards
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Typical Credit Needed
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Annual Fee
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Highlights
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Rewards Rate
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Sign-up Bonus
One-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
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Rewards Redemption
Redeem cash back for any amount at any time
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Highlights
- Click "APPLY NOW" to apply online
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