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The Business Platinum® Card from American Express

An Advertising Partner

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on American Express's secure site

The Business Platinum® Card from American Express

An Advertising Partner

 

Rated 4/5 stars by our editorial team

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  • Regular Purchase APR

    N/A

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $450

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
  • Terms Apply
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    N/A

  • Balance Transfer Fee

    N/A

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

  • Intro APR

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum® Card from American Express is no different, offering many services, perks and warranty extensions every card owner would want.

To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 by making purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs, and with the American Express Global Lounge Collection, cardholders will have access to almost any airport lounge in the world.

Cardholders can earn 1 point per dollar spent on eligible purchases and 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com and 1.5 Membership Rewards® points per dollar on each eligible purchase of $5,000 or more. With large purchases, cardholders can earn up to 1 million bonus points per year. However, staggering annual fee of $450 is something you need to weigh when deciding if this card is right for you and your business.

The Bottom Line

The Business Platinum® Card from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $450 annual fee, depending on how you plan to use this card.

The Good

Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.

The Not So Good

This card isn’t for the non-traveler or the businessman who’s strictly looking for working capital. Again, the annual fee is $450, but if your credit is good enough to get approved, the perks could really be worth it.


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews of the The Business Platinum® Card from American Express

  • Regular APR

  • Intro APR

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

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