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Capital One Venture X Business
Capital One Venture X Business Review
This is a powerful rewards card for anyone who travels frequently for business.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Capital One Venture X Business
SIGN-UP BONUS
Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
REWARDS RATE
2 Miles per dollar on every purchase; 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel; 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
Sign-Up Bonus
Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
Rewards Rate
2 Miles per dollar on every purchase; 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel; 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
APR
See Terms
Annual Fee
$395
Card Brand
Visa®
Recommended Credit Score
ExcellentHighlights
- Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
Balance transfers are not available on Venture X Business
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Apr 01, 2025
This business card offering from Capital One is dripping in value for frequent travelers. The rewards rate is super strong and it offers a truly massive sign-up bonus. Plus, cardholders can take advantage of some of the best travel perks on the market today.
The Good
- The travel perks on this card are hard to beat: access to 1,300+ lounges worldwide, up to a $120 credit for TSA PreCheck or Global Entry, an annual $300 credit for bookings through the Capital One Travel portal, 10,000 miles after your account anniversary date, and more.
The Not So Good
- The steep annual fee might be a turn-off for some. Also, while the rewards rate is impressive, you have to book travel in the Capital One Travel portal to get the highest rate on travel purchases.
The Bottom Line
This is a powerful rewards card for anyone who travels frequently for business.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Related Card Offers
Apply Now
on Chase's secure site
Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.49% - 23.49% Variable.
See Our Review
Apply Now
on Chase's secure site
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 17.49% - 25.49% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
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Apply Now
on Chase's secure site
Sign-Up Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Travel Benefits
Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Foreign Transaction Fee
$0
See Our Review