Rated 4/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
Intro Purchase APR
Intro BT APR
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
Cash Advance Fee
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
Brex is taking the business credit card world by storm with its innovative and disruptive card offerings. No personal guarantees, interest-free financing for 60 days and credit limits up to 75% of your businesses monthly sales are unique features of Brex For Ecommerce.
The lengthy interest-free float gives businesses valuable wiggle room to purchase inventory and you have 60 days to pay off the balance. This card comes with extremely generous credit limits. Your business could gain access of a credit limit up to $5 million, depending on your monthly sales levels. This is a charge card, not a credit card. Brex will automatically debit your business checking account after the statement period.
Enjoy a valuable sign up bonus: 75,000 in Brex Rewards points upon signup and waived card fees for life (equal to $750+ value)*. Use your points for statement credit, pay for travel through Brex Travel or convert points to airline miles.
To qualify for this business credit card, your company must be registered as a C-corps, S-corps, LLCs, or LLPs. Your company must generate a minimum of $100,000 in monthly sales and been in operation for at least one year.
The Brex cards keep your finances separate from your businesses. Applying for a Brex card won’t affect your personal credit score. The “no personal guarantee” means you aren’t personally liable for business spending.
Just like other traditional business credit cards, Brex offers fraud protection and you aren’t liable for unauthorized transactions. This card comes with valuable perks like exclusive discounts on Google Ads, Zendesk, Sendrid, Postscript and more.
There is a fast application process and you could get approval within minutes. Upon approval, gain instant access to a virtual credit card you can use right away. Your physical card will arrive in the mail in three to five days.
This card gives you access to 60 day interest free financing to help you manage and improve business cash flow and potentially high credit limits depending on your monthly sales volume. Keeping your personal and business finances separate can give you peace of mind.
Each day of spend offers a generous 60-day float. No personal guarantee means you aren’t personally liable for business spending.
The requirement of $100,000 in monthly sales means not all businesses will qualify. This is not a credit card and you can’t carry a balance beyond 60 days.
Editorial Note: This content is not provided by Emigrant Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Emigrant Bank.
4.0 out of 5.0