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Capital One® Spark® Miles Select for Business

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Capital One® Spark® Miles Select for Business

 

Rated 4.5/5 stars by our editorial team

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  • Regular Purchase APR

    14.74% - 22.74% (Variable)

  • Intro Purchase APR

    0% on purchases for 9 months

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • Save on interest with 0% intro APR on purchases for 9 months; 14.74% - 22.74% variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.5 /5

From the LendingTree.com Editorial Team

The Capital One® Spark® Miles Select for Business card is great for small companies and businesses. It comes with an amped-up mileage rewards program tied to an excellent card from a company that earns great reviews for customer service and card benefits. Fly on any airline with no blackout dates or seat restrictions, and you can redeem miles for gift cards, cash or other items. There is no limit to the amount of miles you can earn, Miles won't expire for the life of the account and there's no annual fee. 

Cardholders earn 1.5 miles per $1 on every purchase, every day, meaning you don't have to worry about rotating category purchases. You may use your card to book travel with any agency or web site, too. Whatever price you pay for the travel expense, add two zeros to the price and that's how many miles you need (If your ticket cost is $300, you need 30,000 miles).

Employee cards are no additional cost and you can set spending limits and track purchases. You can travel with ease knowing that you have $0 Fraud Liability if card is lost or stolen and as always, the Capital One Small Business Card Servicing Call Center is there to provide great customer service.

The Bottom Line

This is another great miles reward card that lets you rack up miles fast on all purchases and comes with a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening.

The Good

This card earns 1.5 miles per $1 on every purchase, every day, no cap on miles earned, and they last for the life of the account. Card holder’s will also enjoy 0% APR for 9 months and pay no annual fee.

The Not So Good

The on-going APR is 14.74% - 22.74% (Variable), depending on your creditworthiness.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Spark® Miles Select for Business

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.5 /5


Consumer Reviews 1 Reviews

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