Add cards to start comparing.

Credit One Bank® Visa® Cash Back Rewards

Apply Now

on Credit One Bank's secure site

Credit One Bank® Visa® Cash Back Rewards

 

Rated 3/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

Apply Now

on Credit One Bank's secure site


  • Regular Purchase APR

    17.99% to 23.99% Variable

  • Intro Purchase APR

    N/A*

  • Intro BT APR

    N/A*

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0-$99

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Card Fees

  • Foreign Transaction Fee

    Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

The Credit One Bank® Visa® Cash Back Rewards is a solid rewards credit card that can help consumers build credit and earn cash back at the same time. Cardholders receive 1% cash back on eligible purchases, with bonus rewards when you use the card for dining*. This is an unsecured credit card which means that you don't have to put down a security deposit to get approved and you can build credit with each month of responsible card use. 

In addition to the cash back rewards, there are a few great perks that cardholders will love. One neat feature is that you can pick your payment due date, which will help you ensure that you never miss a payment and keep your credit score going up. There are also email and text alerts to remind you when your payments are due. You can even choose a personalized card design, though a fee may apply. This credit card comes with an annual fee that can range from $0 - $99, and the APR will be 17.99% to 23.99% Variable depending on your creditworthiness.

The Bottom Line

This is a good credit card with a simple cash back rewards program that can help you build credit with responsible use.

The Good

The card comes with a few unique features like the ability to pick your due date and customize your card image.

The Not So Good

The annual fee could be as high as $99, which is pretty high. Also, there are many other cards that offer more than 1% cash back.


Editorial Note: This content is not provided by Credit One Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Credit One Bank.

Expert Reviews of the Credit One Bank® Visa® Cash Back Rewards

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5


Consumer Reviews 0 Reviews

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+0 users submitted a rating without a full review

Be the first one to write an in-depth review!


gif loader

Back to top