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Wells Fargo Cash Wise Visa® card

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Wells Fargo Cash Wise Visa® card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!

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on Wells Fargo's secure site


  • Regular Purchase APR

    14.49%-24.99% (Variable)

  • Intro Purchase APR

    0% intro APR for 15 months from account opening

  • Intro BT APR

    0% intro APR for 15 months from account opening on qualifying balance transfers

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
  • $0 annual fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    3%

  • Balance Transfer Fee

    3% intro for 120 days from account opening, then up to 5%

  • Cash Advance Fee

    Refer to Important Credit Terms

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    No

  • Roadside Assistance

    Yes

  • Purchase Protection

    No

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

If you're looking for a solid cash back rewards card that won't tie you down with rotating categories or rewards limits, the Wells Fargo Cash Wise Visa® card is a great option. This card comes with earn unlimited 1.5% cash rewards on purchases. There are no quarterly sign ups, and your cash rewards will never expire as long as your account is open. To kickstart your rewards earning, cardholders will earn a Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months!

If you enjoy using your digital wallet to make purchases then you'll love the Wells Fargo Cash Wise Visa® card. For the first 12 months you'll receive cash rewards on all Apple Pay® or Google Pay™ transactions! This card even comes with an intro APR of 0% intro APR for 15 months from account opening on purchases and 0% intro APR for 15 months from account opening on qualifying balance transfers on qualifying balance transfers. That makes it a great card if you need to finance a big purchase or want to pay off your other credit card debt. 

There is no annual fee with this credit card, so you won't have to pay a fee to earn great rewards. Cardholders will also receive complimentary account protections like 24/7 fraud monitoring and zero liability protection. The ongoing APR is 14.49%-24.99% (Variable) depending on your creditworthiness.

The Bottom Line

With a long intro APR, a generous rewards program, and no annual fee, this is a great card all-around credit card that can be helpful for any consumer.

The Good

This is the only card that we know of that offers bonus rewards for purchases with Apple Pay® and Google Pay™. If you use these digital wallets a lot, this is a fantastic card for earning cash back!

The Not So Good

The bonus cash back with digital wallets is only offered for the first 12 months.


Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.

Expert Reviews of the Wells Fargo Cash Wise Visa® card

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 8 Reviews

Offer Rating

3.9 out of 5.0

5 Star
 
 
(1)
4 Star
 
 
(5)
3 Star
 
 
(2)
2 Star
 
 
(0)
1 Star
 
 
(0)

Your Rating

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+7 users submitted a rating without a full review

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By: | Oct 5, 2016

Que esta oferta es muy buena


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