Rated 4/5 stars by our editorial team
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3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
Intro Purchase APR
0% for 12 months
Intro BT APR
0% for 12 months on qualifying balance transfers
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
3% for 120 days, then 5%
Cash Advance Fee
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
If you're looking for a solid cash back rewards card that won't tie you down with rotating categories or rewards limits, the Wells Fargo Cash Wise Visa® Card – $200 Cash Rewards Bonus is a great option. This card comes with unlimited 1.5% cash rewards on everyday net purchases. There are no quarterly sign ups, and your cash rewards will never expire as long as your account is open. To kickstart your rewards earning, cardholders will earn a $200 cash bonus after spending $1,000 in the first 3 months!
If you enjoy using your mobile wallet to make purchases then you'll love the Wells Fargo Cash Wise Visa® Card – $200 Cash Rewards Bonus. For the first 12 months you'll receive cash rewards on all Apple Pay™ or Google Pay™ transactions! This card even comes with an intro APR of 0% for 12 months on purchases and 0% for 12 months on qualifying balance transfers on qualifying balance transfers. That makes it a great card if you need to finance a big purchase or want to pay off your other credit card debt.
There is no annual fee with this credit card, so you won't have to pay a fee to earn great rewards. Cardholders will also receive complimentary account protections like 24/7 fraud monitoring and zero liability protection. The ongoing APR is 16.24%-28.24% (Variable) depending on your creditworthiness.
With a long intro APR, a generous rewards program, and no annual fee, this is a great card all-around credit card that can be helpful for any consumer.
This is the only card that we know of that offers bonus rewards for purchases with Apple Pay™ and Google Pay™. If you use these mobile wallets a lot, this is a fantastic card for earning cash back!
The bonus cash back with mobile wallets is only offered for the first 12 months.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
3.8 out of 5.0