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Wells Fargo Platinum card

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Wells Fargo Platinum card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 38 Offer Ratings
Over the Past 60 Days!

(38) Over the Past 60 Days!

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on Wells Fargo's secure site


  • Regular Purchase APR

    16.49%-24.49% (Variable)

  • Intro Purchase APR

    0% intro APR for 18 months from account opening

  • Intro BT APR

    0% intro APR for 18 months on qualifying balance transfers

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    3%

  • Balance Transfer Fee

    3% intro for 120 days from account opening, then up to 5%; min: $5

  • Cash Advance Fee

    Refer to Important Credit Terms

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    No

  • Roadside Assistance

    Yes

  • Purchase Protection

    No

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    2.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

The Wells Fargo Platinum card is a good option for anyone looking for a simple credit card with no annual fee and a lengthy intro APR. This card comes with intro APR of 0% intro APR for 18 months from account opening on purchases and 0% intro APR for 18 months on qualifying balance transfers. This can be really useful if you need to finance a big purchase or want to transfer for balance from a high interest credit card and pay off your debt.

There's no rewards program with this credit card, but you'll enjoy perks like Zero Liability protection and the ability to track your spending with their handy My Money Map feature. There is an intro balance transfer fee of 3% intro for 120 days from account opening, then up to 5%; min: $5 after that.

The Bottom Line

This card provides a solid intro APR and no annual fee. If that's all you're looking for in a credit card, then this one is a great fit.

The Good

With an intro APR of 0% intro APR for 18 months from account opening, this card is perfect for financing a big purchase or saving money on qualifying balance transfers.

The Not So Good

There's no rewards program with this card, and the ongoing interest rates are a little high.


Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.

Expert Reviews of the Wells Fargo Platinum card

  • Regular APR

    3.0

  • Intro APR

    4.0

  • Fees

    4.0

  • Benefits

    2.0

  • Overall Rating

    4.0 /5


Consumer Reviews 38 Reviews

Offer Rating

3.8 out of 5.0

5 Star
 
 
(8)
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(17)
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(10)
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(2)
1 Star
 
 
(1)

Your Rating

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+37 users submitted a rating without a full review

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By: | Sep 20, 2016

Easy to use and convenient.


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