Credit Cards for No Credit
- Compare no credit, credit cards from our partners for those with limited or no credit history
- Independent ratings and reviews of credit cards for people with no credit
- Secure and immediate online application process
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Rated 3/5.0 stars by our editorial team
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3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards Card
- Rewards Rate Non-rewards Card
- Credit Line Increase Be automatically considered for a higher credit line in as little as 6 months
- Annual Fee $0
- Regular Purchase APR 29.99% (Variable)
- Credit Needed Limited/Fair
Highlights
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Rated 4/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings, and earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
- Rewards Rate Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings, and earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
- Rates & Fees 0% APR on purchases and no annual fee, late fees, overdraft fees, or foreign exchange fees
- Build Credit & Savings When you use your Firstcard for purchases and make timely payments, this responsible repayment behavior is reported to major credit bureaus and can have a positive impact on your credit score over time. Additionally, earn 1.25% APY on the money in your Firstcard
- Rewards Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings, and earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
- Credit Needed Limited
Highlights
- Start building your credit score early without worrying about overspending – what you deposit is what you can spend.
- No credit history required to open a credit card.
- No annual fee, no account minimum, no interest, and no overdraft fee.
- Accept international students without an SSN.
- Earn 1.25% APY with Firstcard or 4.25% APY with Firstcard+ on the money in your Firstcard.
- Get up to 15% Merchant Cashback at 29,000 partner merchants
- Get up to 10% Random Cashback on all qualifying purchases
- Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings (Merchant Cashback and Random Cashback) all Firstcard members are currently enjoying.
- Earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
- Sign-up bonus: Earn $10 when you spend $30 in the first 30 days.
- Monitor your credit score right in the app with Firstcard+
- Instant access to your virtual Firstcard once your account is approved and you add your virtual card to your phone’s digital wallet.
- Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government).
- Disclosures
Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards Card
- Rewards Rate Non-rewards Card
- Reports to Credit Bureaus Build Credit When Used Responsibly
- Minimum Deposit $49, $99, or $200
- Regular Purchase APR 29.99% (Variable)
- Credit Needed Limited/Poor
Highlights
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Rated 2/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate 1% Cash Back
- Rewards Rate 1% Cash Back
- Widely Accepted Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Build Credit Build up your Credit with a card that reports to all three major credit bureaus every month.
- Fast Application and Delivery Easy and secure online application – it just takes moments to apply. Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Credit Needed Limited/Poor/Fair
Highlights
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
Rated 3/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate 1% Cash Back
- Rewards Rate 1% Cash Back
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line
- Regular Purchase APR 19.24% (Variable)
- Credit Needed Limited/Poor
Highlights
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Rated 2.5/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Easy Application Fast and easy application process; results in seconds.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Pre-Qualification See if you’re Pre-Qualified with no impact to your credit score.
- Credit Needed Limited/Poor/Fair
Highlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate 1% Cash Back
- Rewards Rate 1% Cash Back
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line*
- Regular Purchase APR 15.24% (Variable)
- Credit Needed Limited/Poor
Highlights
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Rated 3.5/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Credit Line Upon approval, you’ll have an initial credit line based on your $200 -$3,000 deposit - It’s up to you!
- Fraud Liability $0 fraud liability for unauthorized charges.
- Worldwide Acceptance Use it anywhere Mastercard is accepted.
- Credit Needed Limited/Poor
Highlights
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Rated 0/5.0 stars by our editorial team
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Over the Past 60 Days!
- Rewards Rate Up to 10% cash back* rewards on purchases at over 40,000 retailers
- Rewards Rate Up to 10% cash back* rewards on purchases at over 40,000 retailers
- Rebuild Credit 2/3 of cardholders increase their credit score by an average of 41 points in just 3 months
- Security Deposit Make smaller partial payments towards funding your security deposit over 60 days
- Flexible Due Dates Choose any available due date that fits your payment schedule
- Credit Needed Limited/Poor
Highlights
- New feature! Earn up to 10% cash back* on everyday purchases
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Monitor your credit progress with free access to your FICO Credit Score.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Apply Online Fast and easy application process
- No Hidden Fees No deposit required and no penalty APR
- Regular APR 35.99%
- Credit Needed Limited/Poor/Fair
Highlights
- Fast and easy application process
- No deposit required
- No hidden fees
- No penalty APR
- Report to all three major credit bureaus
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
- Disclosure: If you are charged interest, the charge will be no less than $1.00
- Late Fee up to $39
- Checking your eligibility does not affect your credit score
Rated 2/5.0 stars by our editorial team
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2/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line*
- Regular Purchase APR 25.24% (Variable)
- Credit Needed Limited/Poor
Highlights
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.