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Chase Freedom Rise®
Chase Freedom Rise® Review
This is a best-in-class card for building credit. There’s a strong ongoing rewards rate, $0 annual fee, and the option to be evaluated for a credit limit increase after the first six months of card ownership.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Chase Freedom Rise®
SIGN-UP BONUS
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
REWARDS RATE
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Rewards rate
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Sign-up bonus
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Annual fee
$0
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
- Click APPLY NOW to apply online.
- Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
- Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
- Credit Limit Increase - As a Freedom Rise® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card
- Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
- No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise® Card.
- Member FDIC
- Rates & Fees
Additional Info
Foreign Transaction Fee
3% of the amount of each transaction in U.S. dollars.
Balance Transfer Fee
$5 or 5% of the amount of each transfer, whichever is greater
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Oct 13, 2026
The Good
- With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. Plus, you can improve your chances of approval if you have a Chase checking account with a balance of at least $250.
The Not So Good
- The value of the welcome offer is pretty low, but we do like that it encourages you to pay your bill on time every month.
The Bottom Line
This is a best-in-class card for building credit. There’s a strong ongoing rewards rate, $0 annual fee, and the option to be evaluated for a credit limit increase after the first six months of card ownership.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Related Card Offers
Apply Now
on Issuer's secure site
Welcome Offer
Earn Unlimited Cashback Match™ + $200 INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Plus, get a $200 statement credit when you spend $500 in the first 3 months after account opening. Click "Apply Now" to view important rates and disclosures
Rewards Rate
5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate; 1% Cash Back on all other purchases
Intro APRs
0% intro on purchases for 15 months on purchases and balance transfers, then 18.74% - 28.74% (Variable)
See Our Review
Apply Now
on Wells Fargo's secure site
Regular APR
17.74%, 24.24%, or 28.49% Variable APR
Intro Purchase APR
0% intro APR for 21 months from account opening on purchases
Intro BT APR
0% intro APR for 21 months from account opening on qualifying balance transfers
See Our Review
Apply Now
on Citibank's secure site
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
Intro Balance Transfer APR
0% intro APR for 18 months on Balance Transfers
Regular Purchase & BT APR
18.49% - 28.74% (Variable)
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.