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Over the Past 60 Days!
Discover it® Chrome
BEST FOR: Our pick for rewards that never expire
Discover it® Chrome Review
The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
29,723 users have viewed this card in the last 30 days.
Discover it® Chrome
SIGN-UP BONUS
Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
REWARDS RATE
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Earn 1% unlimited cash back on all other purchases - automatically
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Earn 1% unlimited cash back on all other purchases - automatically
Intro APR
0% intro on purchases for 6 months on purchases and 0% intro on balance transfers for 18 months on balance transfers, then 17.74% - 26.74% (Variable)
Ongoing APR
17.74% - 26.74% (Variable)
Annual Fee
$0
Card Brand
Discover
Recommended Credit Score
Good / ExcellentHighlights
- Click APPLY NOW to apply online.
- Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.74% - 26.74% Standard Variable APR applies, based on credit worthiness
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount
- No annual fee
- Terms and conditions apply
- Rates & Fees
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
0% at the Transfer APR; 3% for the first 18 months; 5% at a promotional APR that Capital One may offer to you at any other time
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for rewards that never expire
From the LendingTree editorial team, updated on Nov 05, 2026
The Discover it® Chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, and late-payment fee forgiveness the first time you miss a payment (up to $41 thereafter). Cardholders also get an 0% intro on purchases for 6 months on purchases and then 17.74% - 26.74% (Variable) applies. Cardholders also get 0% intro on balance transfers for 18 months on balance transfers and then 17.74% - 26.74% (Variable) applies.
With the Discover it® Chrome credit card you can earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Earn 1% unlimited cash back on all other purchases - automatically. Cash back can be redeemed for any amount. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.
The Good
- Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Earn 1% unlimited cash back on all other purchases - automatically. Cash back doesn't expire for the life of the account and can be redeemed for any amount.
The Not So Good
- The top rewards categories cap out at $1,000 in combined purchases per quarter.
The Bottom Line
The Discover it® Chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn extra rewards for restaurant and gas purchases, this card is a great choice!
Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.
Related Card Offers
Apply Now
on Issuer's secure site
0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 18.74% - 28.74% Variable APR
Rewards Rate
5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
Welcome Offer
Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
See Our Review
Apply Now
on American Express's secure site
Streaming Benefits
With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday® Card from American Express Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
Welcome Offer
You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or for other select options. Terms Apply.
Rewards Rate
Earn 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%) 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) Cash back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
See Our Review
Apply Now
on Wells Fargo's secure site
Welcome Offer
Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases.
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.