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Discover it® Student Chrome
Discover it® Student Chrome Review
The Discover it® Student Chrome credit card has an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Discover it® Student Chrome
SIGN-UP BONUS
Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
REWARDS RATE
2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter; 1% Cash Back on all other purchases
Intro Purchase APR
0% intro on purchases for 6 months
Ongoing APR
16.74% - 25.74% (Variable)
Rewards Rate
2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter; 1% Cash Back on all other purchases
Annual Fee
$0
Card Brand
Discover
Recommended Credit Score
Limited / FairHighlights
- Click APPLY NOW to apply online.
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200. Click Apply Now to view important rates and disclosures
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
- Rewards don't expire for the life of the account
- Build your credit with responsible use
- No credit score required to apply. Capital One may use credit scores, if available
- No annual fee and no foreign transaction fee
- Lock your card in the Mobile app if it’s misplaced, lost, or stolen
- You're covered by $0 Fraud Liability for unauthorized charges
- Rates & Fees
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
0% at the Transfer APR; 5% at a promotional APR that Capital One may offer to you at any other time
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Nov 10, 2026
Discover it® Student Chrome was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee and no foreign transaction fees. Cardholders will also enjoy 0% intro on purchases for 6 months. After that, the APR is 16.74% - 25.74% (Variable) on purchases.
As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of card membership. Users will earn 2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter; 1% Cash Back on all other purchases. That means students earn unlimited 1% cash back on purchases you're already making, such as text books and coffee for late night study sessions.
The Good
- Earning extra cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The Not So Good
The Bottom Line
The Discover it® Student Chrome credit card has an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice.
Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.
Related Card Offers
Apply Now
on Issuer's secure site
Rewards Rate
5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate;1% Cash Back on all other purchases.
Intro Purchase APR
0% intro on purchases for 6 months
Ongoing APR
16.74% - 25.74% (Variable)
See Our Review
Apply Now
on Capital One's secure site
Rewards Rate
3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
Welcome Offer
Earn $50 Cash Back when you spend $100 in the first three months
Annual Fee
$0
See Our Review
Apply Now
on Chase's secure site
Rewards rate
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Sign-up bonus
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Annual fee
$0
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.