Rated 4.5/5.0 stars by our editorial team
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4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
Discover it® Cash Back
BEST FOR: Our pick for 1:1 cash back match in your first year
Discover it® Cash Back Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
24,110 users have viewed this card in the last 30 days.
Discover it® Cash Back
SIGN-UP BONUS
Earn Unlimited Cashback Match™ + $200 INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Plus, get a $200 statement credit when you spend $500 in the first 3 months after account opening. Click "Apply Now" to view important rates and disclosures
REWARDS RATE
5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate; 1% Cash Back on all other purchases
Welcome Offer
Earn Unlimited Cashback Match™ + $200 INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Plus, get a $200 statement credit when you spend $500 in the first 3 months after account opening. Click "Apply Now" to view important rates and disclosures
Rewards Rate
5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate; 1% Cash Back on all other purchases
Intro APRs
0% intro on purchases for 15 months on purchases and balance transfers, then 18.74% - 28.74% (Variable)
Annual Fee
$0
Card Brand
Discover
Recommended Credit Score
Good / ExcellentHighlights
- Click APPLY NOW to apply online.
- INTRO OFFER: Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. Click Apply Now to view important rates and disclosures
- Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
- Rewards don't expire for the life of the account
- No annual fee and no foreign transaction fee
- Lock your card in the Mobile app if it’s misplaced, lost, or stolen
- You're covered by $0 Fraud Liability for unauthorized charges
- Rates & Fees
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
0% at the Transfer APR; 3% for the first 15 months; 5% at a promotional APR that Capital One may offer to you at any other time
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for 1:1 cash back match in your first year
From the LendingTree editorial team, updated on Nov 12, 2026
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.
Related Card Offers
Apply Now
on Wells Fargo's secure site
Regular APR
17.74%, 24.24%, or 28.49% Variable APR
Intro Purchase APR
0% intro APR for 21 months from account opening on purchases
Intro BT APR
0% intro APR for 21 months from account opening on qualifying balance transfers
See Our Review
Apply Now
on American Express's secure site
Streaming Benefits
With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday® Card from American Express Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
Welcome Offer
You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or for other select options. Terms Apply.
Rewards Rate
Earn 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%) 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) Cash back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
See Our Review
Apply Now
on Wells Fargo's secure site
Welcome Offer
Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases.
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.