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Regular Purchase APR
Intro Purchase APR
N/A
Intro BT APR
N/A
Typical Credit Needed
Annual Fee
See Terms*
Card Brand
Visa®
Foreign Transaction Fee
See Terms*
Balance Transfer Fee
N/A
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
0.0
Intro APR
0.0
Fees
2.0
Benefits
3.0
Overall Rating
3.0 /5
With the NetSpend Visa Prepaid Card you can deposit cash into your account and use it like a traditional bank card to make purchases or pay bills. There are no credit checks so even those with no credit history or bad credit can get approved for this card. The NetSpend Visa Prepaid Card looks like an ordinary credit card, but works like an ATM card because you load your own money onto the card. You can use their online account features and tools to manage your account and pay bills in easy, convenient ways.
You can select the fee plan that works best for you based on your spending habits, in order to minimize the transaction fees that are associated with carrying the card. Some fees include $2.50 ATM Fee per withdrawal; 0.50 cents charged for non-monetary ATM transactions like balance inquiries and non-monetary phone calls to customer service; a one-time $9.95 set up fee to open your account and get your plastic; and a monthly service charge, depending on your plan.
Cardholders can also track their spending and set budget limits with NetSpend's award-winning budgeting system, and they can do online bill paying to pay bills like cell phone or utility bills that occur each month.
This is a pretty straightforward prepaid card, except that it doesn’t have as many miscellaneous and costly fees that many other prepaid cards do have. You don’t need good credit or even a credit history to get approved for this card and it’s accepted wherever Visa is honored.
There is no need for a credit check or credit history, so virtually anyone can qualify for this card. It also charges less recurring or miscellaneous fees than many other types of prepaid cards.
You have to deposit money in order to have a line of credit to draw from, and you can’t build credit with prepaid cards.
Editorial Note: This content is not provided by NetSpend. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by NetSpend.
Regular APR
0.0
Intro APR
0.0
Fees
2.0
Benefits
3.0
Overall Rating
3.0 /5
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Faster Payments
With Direct Deposit, you can get paid faster than a paper check.*
Rewards Rate
Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
Companion App
Check your Card Account balance, see transaction information, and more.*
Typical Credit Needed
Annual Fee
See Terms*
Card Brand
Visa®
See additional NetSpend® Visa® Prepaid Card details
See additional details for NetSpend® Visa® Prepaid Card
on NetSpend's secure site
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Easy Transfers
Link your account at PayPal to a PayPal Prepaid Mastercard. Transferred funds available for use through your PayPal Prepaid Card Account at no-cost.
Rewards Rate
Take advantage of PayPal cash back rewards and earn on qualifying purchases from select merchants.
Companion App
Check your Card Account balance, see transaction information, and more.
Typical Credit Needed
Annual Fee
Plan fee is $4.95 monthly.
Card Brand
Mastercard®
See additional details for PayPal Prepaid Mastercard®
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
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Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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