Rated 3/5.0 stars by our editorial team
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3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
This is a pretty straightforward prepaid card, except that it doesn’t have as many miscellaneous and costly fees that many other prepaid cards do have. You don’t need good credit or even a credit history to get approved for this card and it’s accepted wherever Visa is honored.
SIGN-UP BONUS
N/A
REWARDS RATE
See Terms*
Faster Payments
When you Direct Deposit to your Netspend Card, you could get paid up to 2 days faster.*
Rewards
Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
Companion App
Check your Card Account balance, see transaction information, and more.*
Annual Fee
See Terms*
Card Brand
Visa®
Recommended Credit Score
Limited / PoorHighlights
See Terms*
N/A
From the LendingTree editorial team, updated on Apr 24, 2024
With the NetSpend Visa Prepaid Card, there are no credit checks so even those with no credit history or bad credit can get approved for this card. The NetSpend Visa Prepaid Card looks like an ordinary credit card, but works like an ATM card because you load your own money onto the card. You can use their online account features and tools to manage your account and pay bills in easy, convenient ways.
You can select the fee plan that works best for you based on your spending habits, in order to minimize the transaction fees on purchases. Cardholders can also track their spending and set budget limits with NetSpend's budgeting system, and they can do online bill paying to pay bills like cell phone or utility bills that occur each month.
The Good
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The Bottom Line
This is a pretty straightforward prepaid card, except that it doesn’t have as many miscellaneous and costly fees that many other prepaid cards do have. You don’t need good credit or even a credit history to get approved for this card and it’s accepted wherever Visa is honored.
Editorial Note: This content is not provided by NetSpend. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by NetSpend.