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Capital One Savor Student Cash Rewards Credit Card
Capital One Savor Student Cash Rewards Credit Card Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Capital One Savor Student Cash Rewards Credit Card
SIGN-UP BONUS
Earn $50 Cash Back when you spend $100 in the first three months
REWARDS RATE
3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
Rewards Rate
3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel; 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
Welcome Offer
Earn $50 Cash Back when you spend $100 in the first three months
Annual Fee
$0
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
FairHighlights
- Click APPLY NOW to apply online.
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
- Top rated mobile app
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Rates & Fees
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Nov 10, 2026
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Related Card Offers
Apply Now
on Issuer's secure site
Rewards Rate
5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate;1% Cash Back on all other purchases.
Intro Purchase APR
0% intro on purchases for 6 months
Ongoing APR
16.74% - 25.74% (Variable)
See Our Review
Apply Now
on Issuer's secure site
Intro Purchase APR
0% intro on purchases for 6 months
Ongoing APR
16.74% - 25.74% (Variable)
Rewards Rate
2% Cash Back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter; 1% Cash Back on all other purchases
See Our Review
Apply Now
on Chase's secure site
Rewards rate
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Sign-up bonus
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Annual fee
$0
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.