Merrick Bank Double Your Line® Secured Credit Card

Merrick Bank Double Your Line® Secured Credit Card

Apply Now

on Merrick Bank's secure site

Merrick Bank Double Your Line® Secured Credit Card

Apply Now

on Merrick Bank's secure site

Merrick Bank Double Your Line® Secured Credit Card Review

3.5

 

Rated 3.5/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

Merrick Bank Double Your Line® Secured Credit Card

  Apply Now
Merrick Bank Double Your Line<sup>®</sup> Secured Credit Card
Apply Now

on Merrick Bank's secure site

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Merrick Bank Double Your Line® Secured Credit Card

SIGN-UP BONUS

N/A

REWARDS RATE

Non-rewards card

Credit Line

$200, which doubles to $400 if you qualify

Regular Purchase APR

22.70% Variable

Build Credit

Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.

Annual Fee

$36 the first year. Billed $3 per month thereafter

Card Brand

Mastercard®

Recommended Credit Score

Highlights

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Additional Info

Foreign Transaction Fee

2%

Balance Transfer Fee

N/A

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

3.5

         

From the LendingTree editorial team, updated on Mar 25, 2024

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Editorial Note: This content is not provided by Merrick Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Merrick Bank.

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