Rated 3/5 stars by our editorial team
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Rated 3/5 stars by our editorial team
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Regular Purchase APR
Intro Purchase APR
Intro BT APR
N/A
Typical Credit Needed
Annual Fee
See Terms*
Card Brand
Visa®
See additional NetSpend® Visa® Prepaid Card details
Foreign Transaction Fee
See Terms*
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
0.0
Intro APR
0.0
Fees
2.0
Benefits
3.0
Overall Rating
3.0 /5
From the CompareCards.com Editorial Team:
This prepaid card puts a real Visa product in your wallet, without a credit background check and even if you have no credit history to speak of and a poor credit score. It looks like a regular Visa card and is likewise accepted at tens of thousands of global retail locations. Because it is a prepaid card it doesn’t work just like a standard credit card, however, and you have to pre-load it with cash paid by you into your own account.
Prepaid cards don’t charge any interest, though, so you do not have to be concerned about interest rates, late fees, or accidentally going over your credit limit. If you add funds to the card and then spend them it no longer works until you reload it, so it is virtually impossible to get into credit card trouble using a NetSpend Prepaid Visa card.
In exchange for leniency regarding instant approval, you can expect to pay fees based on the type of plan you select. You can pick a fee plan tailored to your spending habits to help control your costs. Meanwhile lots of other prepaid cards charge a great deal more than this one does, so it stands up quite well against the competition.
This is a good choice if you want a prepaid card that does not have too many annoying and expensive fees associated with it. The card can be yours even if you have no credit or bad credit, and approval is fast and virtually assured. The card is also honored at tons of locations all over the world.
For a prepaid card this one has reasonable fees, and like other prepaid cards you can get this one without having to have any credit history. You can even have lousy credit and still qualify instantly for this card, and it looks just like an ordinary Visa card and is accepted wherever Visa is honored.
Your line of credit is just the cash you put into your own account, and there are fees for conducting certain transactions. So unless you need this kind of card because you cannot get a standard credit card or ATM card, it is probably not appropriate for you and a conventional card would make more sense.
Editorial Note: This content is not provided by NetSpend. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by NetSpend.
Regular APR
0.0
Intro APR
0.0
Fees
2.0
Benefits
3.0
Overall Rating
3.0 /5
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Featured
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Rated 3/5 stars by our editorial team
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Credit Line Increase
Be automatically considered for a higher credit line in as little as 6 months
Annual Fee
Pay no annual fee
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Credit Card
on Capital One's secure site
Rated 4/5 stars by our editorial team
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4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!
Reports to Credit Bureaus
Build Credit When Used Responsibly
Minimum Deposit
$49, $99, or $200
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Secured Credit Card
on Oportun's secure site
Rated /5 stars by our editorial team
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Credit Line
Credit line up to $1,000 – get a response in minutes
Increase Credit
Automatic reviews for credit line increase
Fraud Protection
Zero Fraud Liability – you won’t be responsible for unauthorized charges
Typical Credit Needed
Annual Fee
$0–$49
Card Brand
Visa®
You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
See additional details for Oportun® Visa® Credit Card
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
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Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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