Upgrade Cash Rewards Elite Visa®
Upgrade Cash Rewards Elite Visa® Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Upgrade Cash Rewards Elite Visa®
SIGN-UP BONUS
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
REWARDS RATE
Earn 2.2% unlimited cash back on card purchases every time you make a payment
Rewards Rate
Earn 2.2% unlimited cash back on card purchases every time you make a payment
Sign-Up Bonus
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
New Feature
Pay your balance in full early each month and avoid interest with EarlyPay.
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good/ExcellentHighlights
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- New Feature: Pay your balance in full early each month and avoid interest with EarlyPay.
- Earn 2.2% unlimited cash back on card purchases every time you make a payment
- See if you qualify in seconds with no impact to your credit score
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan
- Contactless payments with Apple Pay® and Google Pay™
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.*
Additional Info
Up to 3%
Up to 5%
Yes
No
Yes
Yes
Yes
Yes
No
No
No
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Upgrade. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Upgrade.
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