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Chase Credit Cards

  • Compare Chase credit card rewards and Chase card offers
  • Independent ratings and reviews of Chase bank credit cards
  • Secure and immediate online application process

While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Chase Sapphire Preferred® Card
 

Rated 4/5.0 stars by our editorial team

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on Chase's secure site


  • Annual Fee $95
  • 75,000 points
  • Rewards Rate
    • Enjoy benefits such as 5x on travel purchased through Chase Travel℠
    • Earn 3x on dining, select streaming services and online groceries
    • Earn 2x on all other travel purchases
    • Earn 1x on all other purchases
    1X - 5X points
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $1,125
  • Est. Monthly Rewards
    $142
  • Est. First Year Rewards
    $2,829

The Bottom Line

The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

Our Take

The Good

Reward accumulation is practically endless with this card. You can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.

The Not So Good

The annual fee is $95. Also, you generally need excellent credit to qualify for this card.


Card Details

  • Click APPLY NOW to apply online.
  • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
  • Rates & Fees

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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