Low Interest Business Cards, 0% Business Credit Card | LendingTree
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Business Credit Cards with 0% intro APR

  • Save on interest with 0% Intro APR
  • Compare business credit cards from our partners offering 0% intro APR and low interest

While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Ink Business Cash® Credit Card
 

Rated 5/5.0 stars by our editorial team

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on Chase's secure site


  • Annual Fee $0
  • 900 dollars
  • Rewards Rate
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
    • Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
    1% - 5% cash back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $187
  • Est. First Year Rewards
    $2,993

The Bottom Line

This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for a great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash® Credit Card.

Our Take

The Good

This business credit card has it all. You get an awesome rewards program, a big sign up bonus, a lengthy intro APR, and $0 annual fee.

The Not So Good

Like most rewards cards, if you don't make a lot of purchases on the card, you won't get a lot of rewards.


Card Details

  • Click APPLY NOW to apply online.
  • Earn $900 when you spend $6,000 on purchases in the first three months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
  • Rates & Fees

Ink Business Unlimited® Credit Card
 

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  • Annual Fee $0
  • $900 cash back
  • Rewards Rate
    1.5% cash back
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $125
  • Est. First Year Rewards
    $2,250

The Bottom Line

This credit card has all the perks a business owner could want. A long intro APR, great rewards, and the $0 annual fee make this a great choice for anyone.

Our Take

The Good

The sign-up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with a $0 annual fee and a lengthy intro APR on purchases.

The Not So Good

There is a foreign transaction fee of 3% of each transaction in U.S. dollars, which means you might want to refrain from using this card overseas.


Card Details

  • Click APPLY NOW to apply online.
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
  • Rates & Fees

Capital One Spark Cash Select
 

Rated 4.5/5.0 stars by our editorial team

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on Capital One's secure site


  • Annual Fee $0
  • $750 Cash Back
  • Rewards Rate
    • Earn 1.5% Cash Back on every purchase
    • Earn 5% Cash Back on hotels and rental cars booked through Capital One's travel booking site
    1.5% - 5% Cash Back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $156
  • Est. First Year Rewards
    $2,618

The Bottom Line

The rewards program for the Capital One Spark Cash Select Card is user-friendly so you don’t have to worry about limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.

Our Take

The Good

The card comes with no annual fee and you earn cash back on all purchases, all the time. and come with the option of automatic redemption.

The Not So Good

The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.


Card Details

  • Click APPLY NOW to apply online.
  • Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One's travel booking site
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
  • Rates & Fees

Capital One Spark Miles for Business
 

Rated 4/5.0 stars by our editorial team

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  • Annual Fee $0 intro for first year; $95 after that
  • 50,000 miles
  • Rewards Rate
    • Earn 2 Miles per dollar on every purchase, everywhere
    • Earn 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One's travel booking site
    2X - 5X Miles
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $600
  • Est. Monthly Rewards
    $193
  • Est. First Year Rewards
    $2,915

The Bottom Line

With a solid mile-earnings program, the Capital One Spark Miles for Business is a great card for business travelers and their employees. Plus the annual fee is $0 intro for first year; $95 after that.

Our Take

The Good

Customers earn 2 miles per $1 on every purchase, everywhere; 5 miles per dollar on hotels, vacation rentals and rental cars booked through capital one's travel booking site. You can also earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

The Not So Good

Based on our research, you'll need excellent-good credit. There is also an annual fee of $0 intro for first year; $95 after that.


Card Details

  • Click APPLY NOW to apply online.
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One's travel booking site
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
  • Rates & Fees

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Methodology
Each month, the LendingTree team reviews over 100 credit card offers examining the features most valuable to consumers including rewards, welcome offer, the interest rate, fees and other features to identify the best offers shown here.

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