Expert Review

Editor's Overall Rating

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

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From the LendingTree editorial team, updated on Mar 25, 2024

The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you're looking to build or rebuild your credit. With 9.99% Fixed APR, it offers one of the lowest interest rates on the market and your rate won't go up if you happen to miss a payment.

There is no credit check needed in order to get approved for this credit card. In fact, there isn't even a minimum credit score need which makes this the perfect card for consumers who may have bad credit or be trying to rebuild their credit. Unlike prepaid cards, the Applied Bank Secured Visa Gold Preferred Credit Card will help you build credit with responsible use because it automatically reports to all three national credit bureaus.

This card gives you the flexibility to set your credit limit. You can activate today with a security deposit from $200-$1,000. You can them increase your credit limit to as high as $5,000 with addition security deposits at anytime. Apply to day to start building credit!

Editorial Note: This content is not provided by Applied Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Applied Bank.