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Applied Bank® Secured Visa® Gold Preferred® Credit Card

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on Applied Bank's secure site

Applied Bank® Secured Visa® Gold Preferred® Credit Card

 

Rated 3/5 stars by our editorial team

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on Applied Bank's secure site


  • Regular Purchase APR

    9.99% (Fixed)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $48

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Card Fees

  • Foreign Transaction Fee

    3% of each transaction in U.S. dollars

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    Either $5 or 5% of the amount of each cash advance, whichever is greater

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    5.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you're looking to build or rebuild your credit. With 9.99% Fixed APR, it offers one of the lowest interest rates on the market and your rate won't go up if you happen to miss a payment.

There is no credit check needed in order to get approved for this credit card. In fact, there isn't even a minimum credit score need which makes this the perfect card for consumers who may have bad credit or be trying to rebuild their credit. Unlike prepaid cards, the Applied Bank Secured Visa Gold Preferred Credit Card will help you build credit with responsible use because it automatically reports to all three national credit bureaus.

This card gives you the flexibility to set your credit limit. You can activate today with a security deposit from $200-$1,000. You can them increase your credit limit to as high as $5,000 with addition security deposits at anytime. Apply to day to start building credit!

The Bottom Line

This secured card is a great tool to help you build credit if you may not be able to get approved for a standard, unsecured credit card.

The Good

With 9.99% Fixed APR, this card offers one of the lowest interest rates on the market!

The Not So Good

There is a $48 annual and it's not waived the first year.


Editorial Note: This content is not provided by Applied Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Applied Bank.

Expert Reviews of the Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Regular APR

    5.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    3.0 /5


Consumer Reviews 0 Reviews

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