Rated 4/5 stars by our editorial team
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4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!
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Rated 4/5 stars by our editorial team
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Your Rating:
4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
15.99% - 22.99% variable
Intro Purchase APR
N/A
Intro BT APR
N/A
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
Foreign Transaction Fee
None
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Cash Advance Fee
see terms
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
Concierge Service
Yes
Regular APR
3.0
Intro APR
0.0
Fees
3.0
Benefits
5.0
Overall Rating
4.0 /5
The Bank of America® Premium Rewards® credit card is a top of the line rewards credit card offering a big sign up bonus and generous ongoing rewards. New cardholders get 50,000 online bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening. You also earn 2 points for every $1 spent on travel and dining purchases, 1.5 points per $1 spent on all other purchases. That's a higher baseline rewards rate than most points-earning credit cards.
If you're a Bank of America Preferred Rewards client, your rewards will go even further with a 25%-75% bonus on every purchase. Unlike many points and miles credit cards that restrict you to only redeeming rewards with one airline or hotel, the Bank of America® Premium Rewards® credit card offers flexibility to redeem for a statement credit or even as a deposit into eligible Bank of America® or Merrill accounts. There's no limit to the points you can earn and your points don't expire.
This card is also packed with extra travel perks and benefits to help you save money. For example, you get up to $100 in Airline Incidental Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years. While this card does have an annual fee of $95, there are no foreign transaction fees and the rewards you earn can easily make up for the annual fee.
With a big sign up bonus and generous ongoing rewards, the Bank of America® Premium Rewards® credit card is a great choice for anyone looking for a points-earning credit card for everyday purchases.
If you spend a lot on travel and dining, this card can help you rake in a big sum of rewards. If you're a Bank of America Preferred Rewards client and you take advantage of all the additional perks and rewards this card offers it can save you a lot of money.
The $95 annual fee isn't waived the first year.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.
Regular APR
3.0
Intro APR
0.0
Fees
3.0
Benefits
5.0
Overall Rating
4.0 /5
4.0 out of 5.0
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Rated 4.5/5 stars by our editorial team
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Your Rating:
3.9/5.0 from 11 Offer Ratings
Over the Past 60 Days!
Intro Balance Transfer APR
0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
12.99% - 22.99% Variable APR on purchases and balance transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for BankAmericard® credit card
on Bank of America's secure site
Rated 5/5 stars by our editorial team
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Your Rating:
4.2/5.0 from 110 Offer Ratings
Over the Past 60 Days!
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Intro BT APR
0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Cash Rewards credit card
on Bank of America's secure site
Rated 5/5 stars by our editorial team
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Your Rating:
4.6/5.0 from 14 Offer Ratings
Over the Past 60 Days!
Rewards Rate
1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
14.99% - 22.99% Variable APR on purchases and balance transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Travel Rewards credit card
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ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
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Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
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Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
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