TD Cash Credit Card
TD Cash Credit Card Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
TD Cash Credit Card
SIGN-UP BONUS
Earn $200 Cash Back when you spend $500 within 90 days after account opening
REWARDS RATE
Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other purchases
Rewards
Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other purchases
Welcome Offer
Earn $200 Cash Back when you spend $500 within 90 days after account opening
Intro BT APR
0% introductory APR balance transfers for first 15 billing cycles after account opening. After that 20.24%, 25.24% or 30.24% variable APR based on your credit worthiness
Annual Fee
None
Card Brand
Visa®
Recommended Credit Score
Good/ExcellentHighlights
- Bonus Cash Back: Earn $200 Cash Back when you spend $500 within 90 days after account opening
- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back.
- Earn unlimited 1% Cash Back on all other purchases.
- Switch spend categories up to four times a year.
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
Additional Info
3% of each transaction in U.S. dollars
20.24%, 25.24% or 30.24% variable APR based on your creditworthiness.
No
No
Yes
Yes
Yes
Yes
No
Yes
Yes
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by TD Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by TD Bank.
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Welcome Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
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0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 17.24% - 28.24% Variable APR.
Rewards Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Redeem your rewards for cash at any time.
Sign-Up Bonus
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Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
Intro Balance Transfer APR
0% intro APR for 18 months on Balance Transfers
Regular Purchase & BT APR
19.24% - 29.24% (Variable)
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