The Plum Card® from American Express
The Plum Card® from American Express
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The Plum Card® from American Express Review
The Plum Card® from American Express is an excellent option for business owners with established credit. If you choose to pay off your card balance early, you can receive a nice discount on the money you owe. To see rates & fees for The Plum Card® from American Express please click here.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
The Plum Card® from American Express
Apply Now
on American Express's secure site
Rates & Fees | Terms Apply
The Plum Card® from American Express
WELCOME OFFER
N/A
REWARDS RATE
N/A
Early Pay Discount
Receive 1.5% discount for paying early*
Pay Later
Take up to 60 days to pay with no interest*
Extra Perks
No foreign transaction fees & no fee for extra employee cards*
Annual Fee
$250‡
Card Brand
American Express
Recommended Credit Score
Good/ExcellentHighlights
- Paying early pays off: get an unlimited 1.5% Early Pay Discount on eligible charges within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Please Pay By date.
- Take up to 60 days to pay with no interest‡, when you pay your minimum due by the Payment Due Date.
- Use the power of the Plum Card to buy big for your business.
- No Foreign Transaction Fees.‡
- Terms & Restrictions Apply.
Additional Info
None
N/A
No
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Plum Card® from American Express is run on a discount system, meaning that you can lower the bill you have to pay if you comply with certain guidelines from American Express. On the flip side, if you are not able to pay your card balance right away, you can wait 60 days without incurring any interest charges.
This card has a $250‡ annual fee. All in all, this could be a great card for your business transactions.
The Plum Card® from American Express is also backed by American Express's excellent customer service, and allows cardholders to manage their accounts online. As a business owner on-the-go, this convenience can streamline your accounting for you.
To see rates & fees for The Plum Card® from American Express please click here.The Good
- Just about every feature for the this card fits the "good" category. You can earn a discount if you pay off the card balance early, or you can wait a full 60 days to gather the funds and nix the discount.
The Not So Good
- This card does charge a slightly higher annual fee, so make sure you will get enough out of it to compensate for that. Furthermore, if you don't pay off your balances early, this might not be the right card for you. You need excellent credit to qualify for this card.
The Bottom Line
The Plum Card® from American Express is an excellent option for business owners with established credit. If you choose to pay off your card balance early, you can receive a nice discount on the money you owe. To see rates & fees for The Plum Card® from American Express please click here.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
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Welcome Offer
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Rewards Rate
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