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The Plum Card® from American Express
An Advertising Partner
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Regular Purchase APR
N/A
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$0 introductory annual fee your first year, then $250.
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
- Use the power of the Plum Card to buy big for your business.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- Terms & Restrictions Apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Cash Advance Fee
N/A
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
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Concierge Service
No
Expert Reviews
From the LendingTree.com Editorial Team
The Plum Card® from American Express is run on a discount system, meaning that you can lower the bill you have to pay if you comply with certain guidelines from American Express. Cardholders get a 1.5% discount when you pay early, with no cap on what you can earn back.. On the flip side, if you are not able to pay your card balance right away, you can wait 60 days without incurring any interest charges.
This card has a $0 introductory annual fee your first year, then $250. This gives customers the time to make large purchases without paying anything extra for them. All in all, this could be a great card for your business transactions.
The Plum Card® from American Express is also backed by American Express's excellent customer service, and allows cardholders to manage their accounts online. As a business owner on-the-go, this convenience can streamline your accounting for you.
The Bottom Line
The Plum Card® from American Express is an excellent option for business owners with established credit. If you choose to pay off your card balance early, you can receive a nice discount on the money you owe.
The Good
Just about every feature for the this card fits the "good" category. You can earn a discount if you pay off the card balance early, or you can wait a full 60 days to gather the funds and nix the discount.
The Not So Good
This card does charge a slightly higher annual fee after the first year, so make sure you will get enough out of it to compensate for that. Furthermore, if you don't pay off your balances early, this might not be the right card for you. You need excellent credit to qualify for this card.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
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Typical Credit Needed
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Annual Fee
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Sign Up Bonus
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Rewards Rate
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Rates & Fees
No annual fee and 0% intro APR for 12 months on purchases
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
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Highlights
- Click "APPLY NOW" to apply online
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Intro Purchase APR
0% on purchases for 12 months from date of account opening
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Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
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Regular Purchase APR
13.24% - 19.24% Variable
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Typical Credit Needed
-
Annual Fee
No annual fee
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
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