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Bank of America® Unlimited Cash Rewards credit card

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on Bank of America's secure site

Bank of America® Unlimited Cash Rewards credit card

 

Rated /5 stars by our editorial team

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Your Rating:

3.2/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

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on Bank of America's secure site


  • Regular Purchase APR

    13.99% - 23.99% Variable APR on purchases

  • Intro Purchase APR

    0% Intro APR for 15 billing cycles for purchases

  • Intro BT APR

    0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • New Offer! With the new Unlimited Cash Rewards credit card, you can earn 1.5% cash back on every purchase, every time. 
  • No annual fee 
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening 
  • If you're a Preferred Rewards member, you earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. 
  • No limit to the amount of cash back you can earn and cash rewards don't expire 
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Card Fees

  • Balance Transfer Fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Cash Advance Fee

    See Terms

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    0.0

  • Intro APR

    0.0

  • Fees

    0.0

  • Benefits

    0.0

  • Overall Rating

    0.0 /5

From the LendingTree.com Editorial Team

The Bottom Line

The Good

The Not So Good


Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Expert Reviews of the Bank of America® Unlimited Cash Rewards credit card

  • Regular APR

    0.0

  • Intro APR

    0.0

  • Fees

    0.0

  • Benefits

    0.0

  • Overall Rating

    0.0 /5


Consumer Reviews 5 Reviews

Offer Rating

3.2 out of 5.0

5 Star
 
 
(1)
4 Star
 
 
(2)
3 Star
 
 
(1)
2 Star
 
 
(0)
1 Star
 
 
(0)

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