Upgrade Triple Cash Rewards Visa®
BEST FOR: Our pick for unlimited cash back on payments
Upgrade Triple Cash Rewards Visa® Review
Upgrade Triple Cash Rewards Visa®
SIGN-UP BONUS
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
REWARDS RATE
Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
Regular Purchase APR
14.99% - 29.99% APR
Annual Fee
$0
Rewards Rate
Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Fair/GoodHighlights
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- No annual fee
- Combine the flexibility of a credit card with the predictability of a personal loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
Additional Info
Up to 3%
Up to 5%
Yes
No
Yes
Yes
Yes
Yes
No
No
No
Expert Review
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Upgrade. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Upgrade.