Rated 0/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
0/5.0 from 0 Offer Ratings
Over the Past 60 Days!
USAA® Eagle Ascend™ Credit Card
USAA® Eagle Ascend™ Credit Card Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
USAA® Eagle Ascend™ Credit Card
SIGN-UP BONUS
None
REWARDS RATE
2% unlimited cash back on your top eligible spend category each month, including gas stations, groceries, dining and more. 1% unlimited cash back on other purchases.
Rewards Rate
2% unlimited cash back on your top eligible spend category each month, including gas stations, groceries, dining and more. 1% unlimited cash back on other purchases.
Fees
$0 annual fee and no foreign transaction fees. Get an automatic late fee waiver every 12 months.
Membership
Must be a USAA® member, or become a member, to apply.
Annual Fee
$0
Card Brand
American Express
Recommended Credit Score
GoodHighlights
- Click APPLY NOW to apply online.
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- 2% unlimited cash back on your top eligible spend category each month, including gas & electric vehicle charging stations, groceries, dining, live entertainment & streaming services, home improvement & home furnishings, travel, transit, and health & wellness
- 1% unlimited cash back on other purchases.
- Get a one-time statement credit up to $98 (plus applicable taxes) for an annual Walmart+ membership. Walmart+ includes Free Delivery, Gas Savings, Free Pharmacy Delivery, and so much more.
- Credit limit increase review in as few as six months when you make on-time payments.
- Automatic late fee waiver every 12 months.
- No annual fee.
- No foreign transaction fees.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- 27.40% variable regular APR.
- Terms and restrictions apply. See the Reward Terms and Conditions and Walmart+ Offer Terms and Conditions on USAA's website for details.
- See Rates and Fees for details.
- Rates & Fees
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
5% of transaction amount
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Jun 12, 2026
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by USAA. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA.
Related Card Offers
Apply Now
on USAA's secure site
Rewards Rate
1.5% cash back on purchases
Eligibility
Must be a USAA® member, or become a member, to apply.
Welcome Offer
Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening
See Our Review
Apply Now
on USAA's secure site
Intro BT APR
0% intro APR for 15 months on balance transfers, then 10.40% - 24.40% variable regular APR
Eligibility
Must be a USAA® member, or become a member, to apply.
Rates & Fees
$0 annual fee, no penalty APR & no foreign transaction fee. 10.40% - 24.40% variable regular APR
See Our Review
Apply Now
on USAA's secure site
Sign-Up Bonus
Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
Eligibility
Must be a USAA® member, or become a member, to apply.
Regular APRs
18.40% - 26.65% variable regular APR on purchases, balance transfers, and cash advances
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.