Firstcard® Credit Builder Card with Cashback for College Students
Firstcard® Credit Builder Card with Cashback for College Students
Apply Nowon Firstcard's secure site
Firstcard® Credit Builder Card with Cashback for College Students Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Firstcard® Credit Builder Card with Cashback for College Students
Apply Now
on Firstcard's secure site
Firstcard® Credit Builder Card with Cashback for College Students
SIGN-UP BONUS
Earn $10 when you spend $30 in the first 30 days.
REWARDS RATE
Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings, and earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
Rates & Fees
0% APR on purchases and no annual fee, late fees, overdraft fees, or foreign exchange fees
Build Credit & Savings
When you use your Firstcard for purchases and make timely payments, this responsible repayment behavior is reported to major credit bureaus and can have a positive impact on your credit score over time. Additionally, earn 1.25% APY on the money in your Firstcard
Rewards
Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings, and earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
LimitedHighlights
- Start building your credit score early without worrying about overspending – what you deposit is what you can spend.
- No credit history required to open a credit card.
- No annual fee, no account minimum, no interest, and no overdraft fee.
- Accept international students without an SSN.
- Earn 1.25% APY with Firstcard or 4.25% APY with Firstcard+ on the money in your Firstcard.
- Get up to 15% Merchant Cashback at 29,000 partner merchants
- Get up to 10% Random Cashback on all qualifying purchases
- Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings (Merchant Cashback and Random Cashback) all Firstcard members are currently enjoying.
- Earn an additional 2% Cashback on Cafes and Restaurants through February 29, 2024.
- Sign-up bonus: Earn $10 when you spend $30 in the first 30 days.
- Monitor your credit score right in the app with Firstcard+
- Instant access to your virtual Firstcard once your account is approved and you add your virtual card to your phone’s digital wallet.
- Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government).
- Disclosures
Additional Info
$0
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Firstcard. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Firstcard.
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