Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
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SIGN-UP BONUS
60,000 Bonus Points plus Explorist status through 2/28/26 after you spend $7,000 on purchases in your first 3 months from account opening. Offer ends 6/30/25
REWARDS RATE
Earn Up to 9x points total for Hyatt stays. 4 Bonus Points per $1 on qualifying purchases at Hyatt hotels. Plus, up to 5 Base points from Hyatt per eligible $1 spent just for being a World of Hyatt member. 2 Bonus Points per $1 spent in your top three spend categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services. 2 Bonus Points per $1 spent on fitness club and gym memberships. 1 Bonus Point per $1 spent on all other purchases.
Sign-Up Bonus
60,000 Bonus Points plus Explorist status through 2/28/26 after you spend $7,000 on purchases in your first 3 months from account opening. Offer ends 6/30/25
Purchase APR
19.99% - 28.49% Variable
Extra Perks
Automatic Discoverist status in World of Hyatt
Annual Fee
$199
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
$0
Either $5 or 5% of the amount of each balance transfer, whichever is greater.
From the LendingTree editorial team, updated on May 08, 2025
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Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.