Rated 3.5/5 stars by our editorial team
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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!
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Regular Purchase APR
18.24% - 23.24% Variable
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Card Fees
Foreign Transaction Fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee
Either $15 or 5% of the amount of each transaction, whichever is greater.
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
Yes
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
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Concierge Service
Yes
Expert Reviews
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
From the LendingTree.com Editorial Team
The Ink Business Preferred℠ Credit Card allows customers to earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Chase makes it easier to earn rewards by providing you with employee cards at no additional cost to you.
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. Business travelers will love the $0 foreign transaction fees. The sign-up bonus fo this card can be spent on travel when you redeem through Chase Ultimate Rewards®. However, there is an annual fee of $95.
Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open.
The Bottom Line
The Ink Business Preferred℠ Credit Card is a robust rewards business card allowing you to earn points in popular expense categories. Customers earn tons of points in select categories, while still earning points on all other purchases. The card also offers a huge sign up bonus. The bottom line is that this is one of the best business cards available for earning rewards.
The Good
This card not only offers a massive sign-up bonus, but it also allows you to large rewards in select categories. Other business cards will cap how much points you earn around $25,000 per year in select categories.
The Not So Good
Like most rewards cards, if you don't make a lot of purchases on the card, you won't get a lot of rewards. There is also no intro APR or balance transfer period.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
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Related Card Offers
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Intro Purchase APR
0% for 12 Months
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Sign Up Bonus
$500 bonus cash back
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Cash Back Rewards
Earn 5% cash back in select business categories
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Typical Credit Needed
-
Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
See additional details for Ink Business Cash℠ Credit Card
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Rewards Rate
2% Cash Back for your business on every purchase, everywhere
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Sign-up Bonus
Earn a $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
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Rewards Redemption
Redeem cash back for any amount at any time
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Typical Credit Needed
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Annual Fee
$0 intro for first year; $95 after that
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn unlimited 2% cash back for your business on every purchase, everywhere
- Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- $0 annual fee for the first year; $95 after that
- $0 Fraud Liability if your card is lost or stolen
- Free employee cards, which also earn unlimited 2% cash back on all purchases
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
See additional details for Capital One® Spark® Cash for Business
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Rewards Rate
Unlimited 1.5% cash back
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Sign-up Bonus
One-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
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Rewards Redemption
Redeem cash back for any amount at any time
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Typical Credit Needed
-
Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 15.24% - 23.24% variable APR after that
- No annual fee
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash Select for Business
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