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Over the Past 60 Days!
The rewards rate for airline redemption is solid. Redeem for any airlines with no blackout dates. The real value in the Luxury cards are the massive array of benefits and features that come along with the high status Luxury cards. If you travel frequently, the airport lounge access, the concierge service and exclusive travel benefits could significantly improve your travel experience.
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SIGN-UP BONUS
None
REWARDS RATE
2% Value for Airfare Redemptions. 2% Value for Cash Back Redemptions. Terms and Conditions Apply.
Balance Transfer Intro Rate
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 20.24% to 28.24%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Rewards Rate
2% Value for Airfare Redemptions. 2% Value for Cash Back Redemptions. Terms and Conditions Apply.
Extra Perks
Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
Annual Fee
$995 ($295 for each Authorized User added to the account)
Card Brand
Mastercard®
Recommended Credit Score
ExcellentHighlights
0% of each transaction in U.S. dollars.
Either $5 or 5% of the amount of each transfer, whichever is greater.
From the LendingTree editorial team, updated on May 01, 2025
If you are looking for a premium status credit card, the Mastercard® Gold Card™ could be a good choice. It’s made of gold. Yes, real 24K gold , weighing in at a hefty 22 grams. This card has the highest annual fee of the three Luxury Cards, which are issued by Barclays Bank, but also the biggest line-up of luxury benefits.
Elevate your travel experience with 24/7 Luxury Card concierge service, VIP airport lounge access with complimentary Priority Pass Select membership, and exclusive travel benefits that may include complimentary room upgrades and other amenities at properties in the Luxury Card Travel program.
Redeem for a 2% Value for Airfare Redemptions. 2% Value for Cash Back Redemptions. Terms and Conditions Apply. This top-of-the-line card comes with an annual airline credit worth up to $200 and up to a $120 Global Entry or TSA Pre✓® application fee credit.
There are no foreign transaction fees, which can save you up to 3% when you travel abroad. Cardmembers also get cell phone protection and Lyft credits.
You could save money on high interest charges when you transfer your balance to this card with 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 20.24% to 28.24%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
The annual fee is $995 ($295 for each Authorized User added to the account). Terms and conditions apply.
The Good
The Not So Good
The Bottom Line
The rewards rate for airline redemption is solid. Redeem for any airlines with no blackout dates. The real value in the Luxury cards are the massive array of benefits and features that come along with the high status Luxury cards. If you travel frequently, the airport lounge access, the concierge service and exclusive travel benefits could significantly improve your travel experience.
Editorial Note: This content is not provided by Luxury Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Luxury Card.