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Mastercard® Titanium Card™

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on Barclays's secure site

Mastercard® Titanium Card™

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 12 Offer Ratings
Over the Past 60 Days!

(12) Over the Past 60 Days!

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on Barclays's secure site


  • Regular Purchase APR

    14.99%

  • Intro Purchase APR

    14.99%

  • Intro BT APR

    0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $195 ($95 for each Authorized User added to the account)

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Members-only LUXURY MAGAZINE®.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $195 ($95 for each Authorized User).
  • Terms & Conditions Apply.

Card Fees

  • Foreign Transaction Fee

    0% of each transaction in U.S. dollars.

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Cash Advance Fee

    Either $10 or 5% of the amount of each cash advance, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    4.5

  • Intro APR

    4.5

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    4.5 /5

From the LendingTree.com Editorial Team

If you are looking for a premium status card, the Mastercard® Titanium Card™ could be a good choice. This card has the lowest annual fee of the three Luxury Cards, which are issued by Barclays Bank. 

Cardholders earn one 1 point for every one dollar spent. Redeem for 2% value for airfare redemptions and 1% value for cash back redemptions. 

This hefty stainless steel card is brimming with benefits including 24/7 Luxury card concierge service and features like complimentary food and beverages, room upgrades, resort or spa credits and welcome amenities at properties in the Luxury Card Travel program. Cardholders also get cell phone protection, Lyft credits, Postmates discounts and Fandango perks. 

If you have high interest debt, take advantage of the lengthy 0% intro APR on balance transfers. This card offers 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 14.99%. This APR will vary with the market based on the Prime Rate. Not all travel cards offer 0% intro APR on balance transfers, so this is a welcome feature for anyone carrying a balance month to month. 

The annual fee is $195 ($95 for each Authorized User added to the account).

The Bottom Line

The rewards rate at 2% for airline redemption is solid. The real value in the Luxury cards are the massive array of benefits and features that come along with the high status Luxury cards. There are no foreign transaction fees, which will save you up to 3% when you travel abroad. You will need Excellent/Very Good credit to qualify.

The Good

Luxury benefits. Flexible redemption for travel on any airline with no blackout dates.

The Not So Good

No sign-up bonus.


Editorial Note: This content is not provided by Barclays. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Barclays.

Expert Reviews of the Mastercard® Titanium Card™

  • Regular APR

    4.5

  • Intro APR

    4.5

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    4.5 /5


Consumer Reviews 12 Reviews

Offer Rating

3.9 out of 5.0

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