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Over the Past 60 Days!
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Regular Purchase APR
19.49%
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Intro Purchase APR
N/A
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Intro BT APR
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
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Typical Credit Needed
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Annual Fee
$195 ($95 for each Authorized User added to the account)
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Card Fees
Foreign Transaction Fee
0% of each transaction in U.S. dollars.
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
Yes
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
Yes
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Concierge Service
Yes
Expert Reviews
From the LendingTree.com Editorial Team
If you are looking for a premium status card, the Mastercard® Titanium Card™ could be a good choice. This card has the lowest annual fee of the three Luxury Cards, which are issued by Barclays Bank.
Cardholders can redeem points for 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
This hefty stainless steel card is brimming with benefits including 24/7 Luxury card concierge service and features like complimentary food and beverages, room upgrades, resort or spa credits and welcome amenities at properties in the Luxury Card Travel program. Cardholders also get cell phone protection, Lyft credits, and Fandango perks.
If you have high interest debt, take advantage of the lengthy 0% intro APR on balance transfers. This card offers 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. Not all travel cards offer 0% intro APR on balance transfers, so this is a welcome feature for anyone carrying a balance month to month.
The annual fee is $195 ($95 for each Authorized User added to the account). Terms and conditions apply.
The Bottom Line
The rewards rate at 2% for airline redemption is solid. The real value in the Luxury cards are the massive array of benefits and features that come along with the high status Luxury cards. There are no foreign transaction fees, which will save you up to 3% when you travel abroad. You will need Excellent credit to qualify.
The Good
Luxury benefits. Flexible redemption for travel on any airline with no blackout dates.
The Not So Good
No sign-up bonus.
Editorial Note: This content is not provided by Luxury Card. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Luxury Card.
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Rewards Rate
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Typical Credit Needed
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0% Intro APR
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Typical Credit Needed
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Card Brand
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Highlights
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Flexible Redemption
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Rewards Rate
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
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Highlights
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