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Capital One Venture X Rewards Credit Card

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Capital One Venture X Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 7 Offer Ratings
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(7) Over the Past 60 Days!

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  • Regular Purchase APR

    16.99% - 23.99% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $395

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 100,000 bonus miles when you spend $10,000 on purchases in the first 6 months from account opening, equal to $1,000 in travel
  • Limited-time Offer: Receive up to $200 back in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get our best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    $0 at this Transfer APR

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10


Expert Reviews

  • Regular APR

    4.5

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

Capital One’s Venture line of travel cards has earned a name for itself, and rightly so: the entire suite of Venture cards generally provides great rewards programs coupled with fees that are easy-to-stomach. The only thing the Capital One was missing was a card targeted squarely at the premium market…until now that is, with the brand-new Capital One Venture X Rewards Credit Card.

The Venture X card comes off the block strong with a top-shelf rewards rate that could potentially post miles earnings in the double-digits: 2 Miles per dollar on every purchase, every day; 10 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles on flights booked through Capital One Travel, with an additional 10,000 bonus miles rewarded every year, starting at the first anniversary. This is a program that’s pretty fairly matched with other exclusive travel cards, especially when you consider the additional benefits on offer here like a yearly credit for TSA PreCheck® or Global Entry up to $100 and access to Priority Pass lounges available at airports worldwide.

The commonalities with other premium travel cards don’t just stop at the rewards though, and that’s where we have to talk about the proverbial elephant in the room: the annual fee. The Capital One Venture X Rewards Credit Card’s annual fee comes in at a blistering $395; one saving grace is that this is on-par with its direct competitors, so you won’t be facing a fee that out of proportion with this card’s benefits.

And that’s an important point to make: between the outstanding miles multiplier available on the Venture X, the Global Entry or PreCheck® credit and the yearly anniversary reward, you’re looking at a card that, more or less, pays for itself with frequent use. The annual fee can be positively frightening with these top-shelf travel cards, but taking a closer look at the numbers reveals a card that’s more than worth the price of admission in our eyes. All in all, this is a sterling new entry in the premium travel cards space – if you’re on the hunt for an amazing new travel card, don’t miss this one.

The Bottom Line

If you’re looking for a premier travel card experience, the Capital One Venture X Rewards Credit Card is certainly worthy of your attention. Plus, it’s liable to only get more attractive to potential cardholders as time goes on and more features are added.

The Good

This card’s amazing rewards program and solid welcome offer show Capital One means business when it comes to staying competitive in the travel space.

The Not So Good

$395 is a lot to ask for an annual fee even with all the benefits on offer here, and this card is missing some of the additional features we see from more mature premium travel cards.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One Venture X Rewards Credit Card

  • Regular APR

    4.5

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 7 Reviews

Offer Rating

4.0 out of 5.0

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