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Editor's Overall Rating

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Features

Our pick for premium travel rewards

From the LendingTree editorial team, updated on Nov 12, 2024

The Capital One Venture X Rewards Credit Card comes with a top-shelf rewards rate that could potentially post miles earnings in the double-digits: 2X Miles per dollar on every purchase, every day; 10X Miles per dollar on hotels and rental cars booked through Capital One Travel; 5X Miles per dollar on flights and vacation rentals booked through Capital One Travel, with an additional 10,000 bonus miles rewarded every year, starting at the first anniversary. This is a program that’s pretty fairly matched with other exclusive travel cards, especially when you consider the additional benefits on offer here like a yearly credit for TSA PreCheck® or Global Entry and unlimited complimentary access to Capital One Lounges and a Partner Lounge Network.

The commonalities with other premium travel cards don’t just stop at the rewards though, and that’s where we have to talk about the proverbial elephant in the room: the annual fee. The Capital One Venture X Rewards Credit Card’s annual fee comes in at a blistering $395. One saving grace is that this is on-par with its direct competitors, so you won’t be facing a fee that out of proportion with this card’s benefits.

And that’s an important point to make: between the outstanding miles multiplier available on the Venture X, the Global Entry or PreCheck® credit and the yearly anniversary reward, you’re looking at a card that, more or less, pays for itself with frequent use. The annual fee can be positively frightening with these top-shelf travel cards, but taking a closer look at the numbers reveals a card that’s more than worth the price of admission in our eyes. All in all, this is a sterling new entry in the premium travel cards space – if you’re on the hunt for an amazing new travel card, don’t miss this one.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.