Add cards to start comparing.

First Access VISA® Credit Card

Apply Now

on Bank of Missouri's secure site

First Access VISA® Credit Card

 

Rated 3/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!

(6) Over the Past 60 Days!

Apply Now

on Bank of Missouri's secure site


  • Regular Purchase APR

    See Terms

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    See Terms

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • Get a result in as little as 60 seconds upon completion of the online application
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Online Customer Center available 24 x 7
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Card Fees

Additional Card Details

  • $0 Fraud Liability

    No

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    2.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

The First Access VISA® Credit Card is a good choice if your credit is not that great, but you don't want to put down a security deposit on a secured credit card. With this card, you can apply quick and easy online and get a decision in a minute or less.

If approved, you'll enjoy the worldwide acceptance that comes with carrying a Visa credit card. There's not any specific rewards program with this card, but that's pretty normal for a card for consumers who might not have good credit.

The APR on purchases is a steep See Terms, so it's best to pay your balance off in full every month if you are able. 

The Bottom Line

This is a basic credit card designed for consumers who don't have great credit. There's no specific rewards or perks with this card, but it can help you build credit over time with responsible use.

The Good

The First Access VISA® Credit Card doesn't require a security deposit to get approved, so it could be a good choice for someone looking for an unsecured credit card to build credit. Also, since it's a Visa card, you won't have to worry about your card getting turned down at most merchants.

The Not So Good

The APR is very high on this card, so if you carry a balance you could rack up a lot of interest charges very quickly.


Editorial Note: This content is not provided by Bank of Missouri. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of Missouri.

Expert Reviews of the First Access VISA® Credit Card

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    2.0

  • Overall Rating

    3.0 /5


Consumer Reviews 6 Reviews

Offer Rating

3.0 out of 5.0

5 Star
 
 
(0)
4 Star
 
 
(1)
3 Star
 
 
(4)
2 Star
 
 
(1)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+6 users submitted a rating without a full review

Be the first one to write an in-depth review!


gif loader

Back to top