Oportun® Visa® Credit Card
Oportun® Visa® Credit Card Review
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Oportun® Visa® Credit Card
SIGN-UP BONUS
None
REWARDS RATE
Non-rewards card
Credit Line
Credit line up to $1,000 – get a response in minutes
Increase Credit
Automatic reviews for credit line increase
Fraud Protection
Zero Fraud Liability – you won’t be responsible for unauthorized charges
Annual Fee
$0–$49
Card Brand
Visa®
Recommended Credit Score
Limited/Poor/Fair/GoodHighlights
- Credit line up to $1,000 – get a response in minutes
- No security deposit or credit history required to apply
- Zero Fraud Liability – you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase
- Worldwide acceptance in stores or online
- Start establishing credit history – monthly reporting to all 3 major credit bureaus
- 24/7 online account management – friendly support in English and Spanish
- If you are assessed a finance charge, it will be no less than $1.00
- Card issued by WebBank, Member FDIC
You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Additional Info
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
The Not So Good
The Bottom Line
Editorial Note: This content is not provided by Oportun. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Oportun.
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0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 17.24% - 28.24% Variable APR.
Rewards Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Redeem your rewards for cash at any time.
Sign-Up Bonus
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Intro Purchase APR
0% intro APR for 12 months on Purchases
Intro Balance Transfer APR
0% intro APR for 21 months on Balance Transfers
Regular Purchase & BT APR
18.24% - 28.99% (Variable)
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Welcome Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
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