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Airline Credit Cards
With dozens of airline cards on the market, it’s easier than ever to unlock top-tier travel perks and start earning miles for your next adventure. Check out the cards from our partners below to find your card and start racking up miles.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
- Annual Fee $695
- Regular APR See Pay Over Time APR
-
Rewards Rate5X points
- Credit Needed Good / Excellent
The Bottom Line
The Platinum Card® from American Express offers a number of features, benefits, and 5-star amenities. Depending on card usage, you could rack up hundreds of dollars worth of VIP perks, credits, and discounts at select hotels, airlines, and other merchants. To see rates & fees for The Platinum Card® from American Express, please click here.
Our Take
The Good
The card has no preset spending limit. The amount you can spend adapts based on factors such as your purchase, payment and credit history. Travel rewards don’t expire and are good on any airline with no seat restrictions or blackout dates. The amenities for cardholders are numerous and top notch.
The Not So Good
You must pay off your balance in full every month, and there is a $695 annual fee.
Card Details
- You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
- A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
- Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
- $695 annual fee.
- Terms Apply.
- Annual Fee $0
-
Welcome Offer1,000 points
-
Rewards Rate1X - 5X points
- Earn 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earn up to 5X Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Earn 2X points on travel
- Earn 3X points on dining
- Earn 1X points on other purchases
- Use the card 5 times each statement period to earn points
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$0
-
Est. Monthly Rewards
$65
-
Est. First Year Rewards
$782
The Bottom Line
The Bilt World Elite Mastercard® stands out for its unique proposition, allowing users to earn rewards on rent payments without without the transaction fee, up to 100,000 points each calendar year, a rare and valuable benefit for renters. Additionally, its flexible rewards system, which includes travel and fitness perks, makes it a compelling option for those looking to maximize their credit card benefits beyond traditional spending categories.
Our Take
The Good
The Bilt World Elite Mastercard® allows cardholders to earn valuable rewards on their rent payments without incurring any transaction fees, a feature that distinguishes it from many other cards and can lead to significant savings and benefits for renters.
The Not So Good
Despite its innovative rewards structure, the card may not be as beneficial for individuals who don't have large rent expenses or those who prioritize cashback and rewards in categories other than housing, as its rewards system is primarily focused on rent payments and related categories.
Card Details
- Select 'Apply Now' to learn more about the product features, terms and conditions
- A credit card that lets you earn points on rent payments at any property without the transaction fee.
- $0 Annual Fee
- Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earn 3x points on dining
- Earn 2x points on travel
- Earn 1x points on other purchases
- Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
- Use the card 5 times each statement period to earn points
- Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
- Annual Fee $95
- 75,000 miles
-
Rewards Rate2X - 5X Miles
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$920
-
Est. Monthly Rewards
$119
-
Est. First Year Rewards
$2,351
The Bottom Line
The Capital One Venture Rewards Credit Card is a really good travel rewards card for the frequent traveler. You can earn tons of miles and use them in many different ways with no expiration dates or hidden fees.
Our Take
The Good
There's no cap on how many miles you can earn, and you can redeem them for all sorts of travel products and services such as flights, hotels, and car rentals.
The Not So Good
Your credit has to be excellent-good and there is an annual fee of $95.
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Annual Fee $395
-
Welcome Offer75,000 miles
-
Rewards Rate2X - 10X miles
- Credit Needed Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$870
-
Est. Monthly Rewards
$163
-
Est. First Year Rewards
$2,826
The Bottom Line
If you’re looking for a premier travel card experience, the Capital One Venture X Rewards Credit Card is certainly worthy of your attention. Plus, it’s liable to only get more attractive to potential cardholders as time goes on and more features are added.
Our Take
The Good
This card’s amazing rewards program and solid welcome offer show Capital One means business when it comes to staying competitive in the travel space.
The Not So Good
$395 is a lot to ask for an annual fee even with all the benefits on offer here, and this card is missing some of the additional features we see from more mature premium travel cards.
Card Details
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Annual Fee $0
-
Welcome OfferN/A
- 2% - 3% cash back
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$0
-
Est. Monthly Rewards
$123
-
Est. First Year Rewards
$1,481
The Bottom Line
There's a cap to the highest earning rate on this card, but you still stand to earn a steady cash back on every single purchase. We think this card is a good value for folks with excellent-good credit.
Our Take
The Good
The Aven Rewards Card boasts an impressive rewards rate and a $0 annual fee to boot.
The Not So Good
This card might fall short if you're looking for a travel rewards card or if you have a lower credit score.
Card Details
- Upgrade to our Home Equity Card for limits up to $250,000 with APR as low as 6.99%
- $0 Annual Fee
- 3% Cash Back on all purchases up to $10,000
- 2% Unlimited Cash Back on All Purchases
- Rates as low as 17.99%
- Aven Black Metal Card
- Aven - 4.9/5 Star Rating on Trustpilot from 4,000+ reviews
- No Foreign Transaction Fees
- Travel Assistance Services
- Aven cards are arranged by Aven Financial, Inc., dba "Aven" or "AvenCard" (in AR, ID, and PA). NMLS #2042345. The Aven Visa Credit Card is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289 (NMLS Consumer Access Page). For additional information or complaints to Coastal Community Bank, visit www.federalreserveconsumerhelp.gov.
- Annual Fee $0
- Regular APR 20.24%-29.24% Variable
-
Rewards Rate1X - 2X miles
- Credit Needed Good / Excellent
The Bottom Line
Most co-branded airline credit cards only offer bonus miles for spending on their own flights. Cardholders will generate an impressive 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. That’s a great reward rate if you dine out frequently, with no-annual fee. Watch your rewards grow every time you eat out. To see rates & fees for Delta SkyMiles® Blue American Express Card, please click here.
Our Take
The Good
Earn accelerated miles on restaurant dining and Delta travel without paying an annual fee. Miles don’t expire.
The Not So Good
There are no perks like priority boarding with this card. However, those benefits typically come with cards that have an annual fee.
Card Details
- Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
- No Annual Fee.
- Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
- Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
- Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- No Foreign Transaction Fees.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Annual Fee $99, waived for first 12 months
-
Welcome Offer65,000 miles
-
Rewards Rate1X - 2X miles + 1X point
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
- Earn 1 AAdvantage® mile per $1 spent on other purchases.
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.
- Credit Needed Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$1,105
-
Est. Monthly Rewards
$178
-
Est. First Year Rewards
$3,245
The Bottom Line
This is a strong business card for American Airline loyalists. It has a strong welcome offer, and it comes with some appealing travel perks.
Our Take
The Good
If you meet the spending requirements for the welcome offer, you’re set to rake in a pile of miles. Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening..
The Not So Good
While the travel perks are strong, the rewards rate for this card isn’t quite as impressive. You earn solid miles on American Airlines purchases, but the rate on many common business expenses like hotels and shipping aren’t as high.
Card Details
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- No Foreign Transaction Fees
- Annual Fee $0
-
Welcome Offer$200 cash back
-
Rewards Rate1.5% - 5% cash back
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- Earn 1.5% on all other purchases
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$200
-
Est. Monthly Rewards
$98
-
Est. First Year Rewards
$1,378
The Bottom Line
This card earns consistent rewards on every purchase and it also comes with no annual fee and a nice intro APR on purchases.
Our Take
The Good
The sign up bonus for this card can help you seriously boost your cash back rewards in the first year, and you'll also earn a better than average rewards rate on all purchases.
The Not So Good
The ongoing APR is a little higher than normal, so it's best to avoid carrying a balance with this credit card. Also, there is a foreign exchange fee of 3% of each transaction in U.S. dollars, so you may want to refrain from using this card overseas.
Card Details
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
- Annual Fee $0
-
Welcome OfferNone
- 2% - 7% cash back
- Credit Needed Fair / Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$0
-
Est. Monthly Rewards
$123
-
Est. First Year Rewards
$1,481
The Bottom Line
The Aven Home Equity Credit Card is a niche game-changer for homeowners looking to wisely manage their finances, thanks to its low APR which makes borrowing feel less daunting, coupled with the reward points that sweeten every deal.
Our Take
The Good
The Aven Home Equity Credit Card offers a remarkably low APR, making it an economically sound choice for homeowners seeking to leverage their equity with affordable borrowing costs.
The Not So Good
Despite its financial benefits, the Aven Home Equity Credit Card might not be suitable for all homeowners due to the potential risk of borrowing against home equity, which could jeopardize personal assets if not managed properly.
Card Details
- Up to $250,000 Limit, 2% Unlimited Cashback, 7% Cashback on Hotels booked through Aven
- APR as low as 7.49 - 14.99%. Directly deposit cash from your Aven card to your bank account at the same low rate.
- No Annual Fee
- For Homeowners Only - 4.9/5 Stars on 3,535 Trustpilot Reviews
- Annual Fee $595
-
Welcome Offer100,000 miles
-
Rewards Rate1X point
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$1,820
-
Est. Monthly Rewards
$208
-
Est. First Year Rewards
$4,310
The Bottom Line
If you are a frequent flier on American Airlines, then this could be a very beneficial card to carry. You will need to take advantage of the numerous perks like lounge access and the Elite Qualifying Miles to really justify the annual fee.
Our Take
The Good
You can get a big jump-start and for a limited time, earn 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 within the first 3 months of account opening. Cardholders will receive excellent travel perks such as complimentary membership to Admirals Club, free checked bag on domestic American Airline itineraries, and in-flight savings.
The Not So Good
This card won't be worth paying the annual fee unless you frequently fly with American Airlines. You need excellent-good credit to qualify.
Card Details
- For a limited time, earn 100,000 American Airlines AAdvantage® bonus miles after spending $10,000 within the first 3 months of account opening.
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
- Annual Fee $95
- Regular APR 20.24%, 25.24%, or 29.24% Variable APR
-
Rewards Rate1X - 5X points
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$600
-
Est. Monthly Rewards
$76
-
Est. First Year Rewards
$1,507
The Bottom Line
This is a powerful travel rewards card that makes it easy to rack up points on flights, hotel stays, restaurant purchases, and a range of other travel expenses.
Our Take
The Good
This card offers a valuable welcome offer for new cardholders: Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
The Not So Good
While the welcome offer and rewards rate are strong, this card does not offer a statement credit to pay for TSA PreCheck®, which some other cards at this level provide.
Card Details
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
- Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
- $95 annual fee.
- Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Annual Fee $150
-
Welcome Offer60,000 miles
-
Rewards Rate1X - 2X miles
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$720
-
Est. Monthly Rewards
$142
-
Est. First Year Rewards
$2,427
The Bottom Line
With $0 foreign transaction fees and the potential to earn a huge amount of miles, this is a fantastic credit card for anyone looking for travel rewards.
Our Take
The Good
The rewards you earn can easily make The New United℠ Explorer Card worth paying the yearly fee and your miles don't expire.
The Not So Good
If you're not interested in earning rewards with United's MileagePlus program, this won't be the best card for you.
Card Details
- Limited-Time Offer: Earn 60,000 bonus miles
- $0 introductory annual fee for the first year, then $150
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
- Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
- Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
- Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
- Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
- Over $400 in partner credits each year
- Member FDIC
- Annual Fee $0
-
Welcome Offer25,000 points
-
Rewards Rate1.5X - 3X points
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
-
Est. Intro Rewards
$250
-
Est. Monthly Rewards
$85
-
Est. First Year Rewards
$1,268
The Bottom Line
This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.
Our Take
The Good
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards credit card allows you to Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout, and there's no annual fee.
The Not So Good
There aren't many downsides to this card other than it is only available for consumers with excellent-good credit.
Card Details
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.